Fee and Pricing Changes
Effective 11/01/2009

Dear Valued Member,

3 Rivers continually focuses its efforts and resources toward helping our members achieve their personal financial goals while ensuring the continued stability and success of our member-owned cooperative. The most recent review of our products and services has led to some upcoming adjustments that are detailed below.

Effective November 1, 2009, a minimum combined household savings and loan balance of $1,000 is required to be exempt from monthly service fees on checking and savings accounts.  Members under the age of 23 will continue to be exempt from monthly service fees on checking and savings accounts.  Please remember that Epic Checking and Direct Checking accounts do not have any monthly service fees. A $3 monthly service fee will be applicable on Share Savings accounts unless you have an active 3 Rivers checking account or have a $1,000 total household relationship.

Also effective November 1, 2009, stop payment fees will be $25 and money order fees will be $3. Should you need to utilize the Overdraft Protection service on your account, the transfer fee will be $5. Finally, if you have an OMA Money Market account and the balance falls below $1,000 during the month, a $10 service fee will be assessed.

These modifications may or may not be pertinent to your account, so please e-mail us at TRFCUService@trfcu.org or send us a message from your secure message center within On-Line Account Access should you have specific questions. You may also contact any 3 Rivers branch or our Member Relations Center at 800.825.3641.

These changes will help allow 3 Rivers to continue the best possible utilization of its resources in our effort to provide you with unsurpassed financial solutions that fit your needs.

Thank you, as always, for your continued support as we work toward a brighter future for our membership and the communities we serve.