Checking Solutions

Spending is a part of life. Everyone does it differently. You have choices.

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Epic Checking

Want to make life easier? How about a simple way to earn while you spend? Know More

Direct Checking
A checking account for all your basic needs, without monthly service fees. Know More

Reward Checking
This is the account for you if you keep a good chunk of change in your account on a regular basis and want to earn dividends. Know More

Sharedraft Checking
Need a basic checking account to fulfill your financial needs? Sharedraft checking is the choice.


EPIC Checking¹08-01-2010
	Dividend Rate	APY²
Portion up to $25,000.99	3.45%	3.51%
Portion over $25,001	1.01%	1.01%
Base rate (paid on entire portion if requirements are not met)	0.25%	0.25%
¹$25 minimum opening balance. An Epic Checking qualifications cycle is the last day of the month preceding through the second to last day of qualification month. For example, May’s qualification cycle runs from April 30th through May 30th. Rates are variable and set by the Board of Directors on a monthly basis. Fees could reduce earnings. Applicable transactions must be posted during the qualifications cycle in order to be counted towards requirements for rewards. ²APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.


Reward Checking¹08-01-2010
Balance	Dividend Rate	APY²
Up to $2,499.99	0.25%	0.25%
$2,500 to $9,999.99	0.50%	0.50%
$10,000 to $24,999.99	0.65%	0.65%
$25,000+	0.75%	0.75%
¹$25 minimum balance required to open. A $2,000 minimum daily balance is required to avoid a $5 monthly maintenance fee. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit. ²APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.

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