| Eligibility |
If
all owners of your business are eligible for Three Rivers membership, you can
open a business savings account with a minimum deposit of $5. Then, all other
business solutions are available to you. Three
Rivers FCU is happy to provide membership to anyone who lives, works, attends
a house of worship, volunteers or attends school in Adams, Allen, DeKalb, Huntington,
Noble, Wells or Whitley Counties. |
| Three Rivers has a
variety of solutions to meet your business needs, featuring: |
| Business
Savings Business
Account Fees/Charges |
Dividends are calculated
on average daily balance, compounded monthly and paid at the end of the month.
Dividends begin to accrue upon deposit. Minimum opening deposit is $5.00 and you
must maintain a $2,500.00 relationship or a sharedraft checking account to avoid
a $8.00 monthly maintenance fee. Not-for-profit organizations
are exempt from this fee.
|
| Smart Business
Checking Business
Account Fees/Charges |
Designed to provide you
with a low-cost account to meet your business needs. Features include: |
- Monthly
service charge *
- No
Sweeps
- Earns
Dividends
- First
225 items are Free
|
| OMA
Accounts ** Business
Account Fees/Charges |
Dividends are calculated
on the daily balance, compounded daily and credited to the account at the end
of the month. Dividends begin to accrue upon deposit. Rates are tiered based on
your account balance. **
OMA Transaction Limitations - During any statement period, you may not take more
than six (6) withdrawals or transfers to another credit union account of yours
or to a third party by means of a preauthorized, automatic or electronic transfer,
or telephone order or instruction. |
| MoneyMax
Accounts *** Business
Account Fees/Charges |
Dividends are calculated
on the daily balance, compounded daily and credited to the account at the end
of the month. Dividends begin to accrue upon deposit. Rates are tiered based on
the account balance. A $10,000 minimum daily balance is required to avoid a $15
maintenance fee. ***
MoneyMax Transaction Limitations - During any statement period, you may not take
more than six (6) withdrawals or transfers to another credit union account of
yours or to a third party by means of a preauthorized, automatic or electronic
transfer, or telephone order or instruction. The first three (3) withdrawals are
free and additional withdrawals will be transacted at $5. |
| Share
Certificates
Business
Account Fees/Charges |
Share certificate accounts
are variable, based on the credit union's investment rate, and declared on a weekly
basis. Rates are tiered based upon the term. Minimum deposits are required. If
share certificate funds other than dividends are withdrawn before the maturity
date, there may be a substantial penalty. The penalty is a forfeiture of dividends
equal to the following: dividends since the date of issuance or renewal or 90
days' dividends. This account will automatically renew at maturity. You may prevent
renewal if you withdraw funds in the account at maturity (or within 7 calendar
days after maturity) or we receive written notice from you within the grace period
of 7 days. |
| Business
Lending Business
Account Fees/Charges |
Loans for business purposes
are available through Three Rivers FCU for a wide variety of short and long term
commercial applications. Including, but not limited to, the following types of
facilities: |
- Working
capital lines of credit
- Inventory
and accounts receivable financing
- Business
acquisition financing
- Equipment
purchase loans
- Refinancing
of existing business loans
- Commercial
real estate acquisition
- Commercial
construction
- Standby
letters of credit
- Facility
expansion and remodeling
- Computer
hardware and software purchase
- Start-up
business loans
- SBA
and CDC lending capabilities
- Corporate
credit cards
- Merchant
card processing
|
| Lending
rates may be on a fixed or variable basis and are based upon the specific repayment
program, collateral support and financial strength of each particular loan transaction.
Features of business loans through Three Rivers FCU include: |
- Personalized,
friendly service
- Capable
and experienced business lenders
- Flexible
and competitive rates and terms
- Quick
turn around time on loan requests
- Deposit
and service support through 19 branch locations
- Completely
local and community oriented decision making
|
| OnLine
Tax Filing - Click the applicable link below |
| State
(Indiana)
State
(Ohio) Federal
|
| Employer
Identification Number (EIN) - Click
here to apply for an EIN |
|
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