Three Rivers FCU Credit Card Rates

	VISA Platinum
Annual Percentage Rate	As low as 7.90%APR * Annual Percentage Rate based on credit analysis and evaluation
Penalty Rate	3.5%**
Minimum Finance Charge	None
Annual Fee	None
Grace Period	If you pay your previous balance in full on or before the due date shown on your previous statement, you will have a grace period on purchases of 25 days from the statement closing date to the payment due date.
Transaction Fee for Cash Advances/Purchases	None
Cash Advances	Interest starts date of transaction
Over Limit Fee	$25.00
Late Payment Fee	$25.00 if payment is more than 10 days late
Method of Computing Balance	Average daily balance including new transactions
* Annual Percentage Rate based on credit analysis and evaluation ** If your account becomes 3 billing cycles delinquent, a penalty rate of 3.5% will be added to your annual percentage rate, not to exceed 18% on all balances

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