Three Rivers Federal Credit Union - The Financial Solutions Center!

Regular Savings,, Special Savings, Holiday Club

$5 minimum balance required to open. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit. On Holiday Club Accounts, deposits may be made at anytime. All funds are transferred into preferred
account on November 1st. Early withdrawal causes the account to close until November 1st.(fees could reduce earnings on account).

Dividend Rate 0.25%
APY 0.25%

EPIC Checking

$25 minimum balance required to open. Epic Checking is the perfect account for you if you currently or are willing to:

Actively enroll in eStatements

Make at least 10 purchases with your Three Rivers Visa Check Card each month*

Have one direct deposit, automatic debit or On-Line Bill Payer payment each month

Access On-Line Account Access at least once each month

If the four monthly requirements listed above are met during the month, the account will earn dividends as noted below and domestic ATM fees will be refunded – up to $12 per cycle/$3 per item. If monthly requirements are not met, not less than the base rate will be paid.

Portion up to $25,000.99	Dividend Rate 3.94%	APY 4.01%
Portion over $25,001	Dividend Rate 1.24%	APY 1.25%
Base rate (if requirements are not met)	Dividend Rate 0.25%	APY 0.25%

Please note: An Epic Checking qualifications month/cycle is the last day of the month preceding through the second to last day of qualification month. For example, May’s qualification cycle runs from April 30th through May 30th. June’s qualification cycle runs from May 31st through June 29th, etc.

RewardChecking

$25 minimum balance required to open. A $2,000 minimum daily balance is required to avoid a $5 monthly maintenance fee. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit.

Balance Up to $2,499.99 Dividend Rate 0.25% APY 0.25%	Balance $2,500 to $9,999.99 Dividend Rate 0.50% APY 0.50%	Balance $10,000 to $24,999.99 Dividend Rate 0.65% APY 0.65%	Balance $25,000+ Dividend Rate 0.75% APY 0.75%

OMA

A $2,500 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the dividend rate drops to the rate for the next tier. A $10 monthly maintenance will be incurred on balances less than $1,000.

Balance Up to $2,499.99
Dividend Rate 0.25%
APY 0.25%

Balance $2,500 to $9,999.99
Dividend Rate 0.50%
APY 0.50%

Balance $10,000 to $24,999.99
Dividend Rate 0.65%
APY 0.65%

Balance $25,000+
Dividend Rate 0.75%
APY 0.75%

Money Plus

A $10,000 minimum balance is required to open. May issue up to three checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Regular Savings rate. If the balance falls below the minimum for the tier, the dividend rate drops to the rate of the lower tier.

Balance $10,000-$34,999.99
Dividend Rate 0.75%
APY 0.75%

Balance $35,000-$74,999.99
Dividend Rate 1.00%
APY 1.01%

Balance $75,000+
Dividend Rate 1.24%
APY 1.25%

Looking for Individual Retirement Account (IRA) rates? Click here.

APY=Annual Percentage Yield
Savings and Sharedrafts are insured up to $100,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $350,000. IRAs are also insured up to $350,000.

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