Three Rivers Federal Credit Union - The Financial Solutions Center!

Regular Savings

A $5.00 minimum balance is required. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit (fees could reduce earnings on account).

Rate 0.25%
APY 0.25%

EPIC Checking

Epic Checking is the perfect account for you if you currently or are willing to:

Actively enroll in eStatements

Make at least 10 Visa Check Card transactions each month

Have one direct deposit, automatic debit or On-Line Bill Payer payment each month

Access On-Line Account Access at least once each month

If the four monthly requirements listed above are met during the month, the account will earn dividends as noted below and domestic ATM fees will be refunded – up to $12 per cycle/$3 per item. If monthly requirements are not met, not less than the base rate will be paid.

Portion up to $25,000.99	Rate 5.85%	APY 6.01%
Portion over $25,001	Rate 2.47%	APY 2.50%
Base rate (if requirements are not met)	Rate 0.25%	APY 0.25%

RewardChecking

A $2,000 minimum daily balance is required to avoid a $5 monthly maintenance fee. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit.

Balance Up to $2,499.99 Rate 0.50% APY 0.50%	Balance $2,500 to $9,999.99 Rate 0.75% APY 0.75%	Balance $10,000 to $24,999.99 Rate 1.15% APY 1.16%

Balance $25,000 to $49,999.99 Rate 1.75% APY 1.76%	Balance $50,000 to $99,999.99 Rate 2.00% APY 2.02%	Balance $100,000+ Rate 2.25% APY 2.27%

OMA

A $2,500 balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the dividend rate drops to the rate for the next tier.

Balance Up to $2,499.99
Rate 0.25%
APY 0.25%

Balance $2,500 to $9,999.99
Rate 0.50%
APY 0.50%

Balance $10,000 to $24,999.99
Rate 1.00%
APY 1.01%

Balance $25,000+
Rate 1.98%
APY 2.00%

MoneyMax

A $10,000 minimum daily balance is required to avoid $15 monthly fee. Three free withdrawals are allowed during statement period and additional withdrawals will be transacted at $5 each. If balance falls below minimum for tier, the rate drops to lower tier.

Balance Up to $2,499.99
Rate 0.25%
APY 0.25%

Balance $2,500 to $9,999.99
Rate 0.50%
APY 0.50%

Balance $10,000 to $24,999.99
Rate 1.00%
APY 1.01%

Balance $25,000+
Rate 1.98%
APY 2.00%

Money Plus

May issue up to three checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Regular Savings rate. If the balance falls below the minimum for the tier, the dividend rate drops to the rate of the lower tier.

Balance $10,000-$34,999.99
Rate 1.49%
APY 1.50%

Balance $35,000-$74,999.99
Rate 2.75%
APY 2.79%

Balance $75,000+
Rate 3.00%
APY 3.05%

Looking for Individual Retirement Account (IRA) rates? Click here.

APY=Annual Percentage Yield
Savings and Sharedrafts are insured up to $100,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $350,000. IRAs are also insured up to $350,000.

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