Skip to Main Content

Online & Mobile Banking

Download the Mobile Banking App Now!

Our online and mobile banking platforms are now fully integrated with each other—which means they look and operate the same way, whether logging in on your desktop or on your phone or tablet. And 3Rivers business members no longer have to use a separate app!

Several new features are now available to our members, free of charge. These tools not only add extra convenience to your on-the-go banking, but support you in monitoring your financial health and reaching your financial goals.

Our updated digital banking platforms now allow you to:

  • Receive real-time account alerts.
  • Monitor spending trends and set savings goals.
  • Chat with a 3Rivers team member from within your online and mobile banking account.
  • Access financial literacy tools and articles.
  • Customize your online and mobile banking homepages based on what’s most important to you.

There are a few steps you’ll want to take to make sure you don’t experience any disruptions as a result of these updates. Visit this page to learn more.

Digital Banking Online
Digital Banking Mobile

Mobile Banking

We’ve recently launched a brand new mobile banking app, with more features than ever before! Experience better on-the-go banking today. Learn more.
Our mobile banking app puts 3Rivers in the palm of your hand, so you can manage your money anytime, anywhere! Transfer balances between accounts, deposit checks, control your cards, monitor your credit score, set savings goals, and so much more—all with just a few clicks.
Download the 3Rivers Mobile Banking app today by clicking the appropriate icon below, or searching "3Rivers" in your mobile device’s app store. Sign-in using your Online Account Access user ID and password.

Need assistance? If you have additional questions, or need help accessing your accounts, give us a call at 800.825.3641, option 8.

Download the Mobile Banking App Now!

General Information

Account & Settings

Payments, Bill Pay & Pay-a-Person

Log-In & Access


Card Control App


Need assistance? If you have additional questions, or need help accessing your accounts, give us a call at 800.825.3641, option 8.

Download the Mobile Banking App Now!

New Online & Mobile App

3Rivers’ updated online banking and mobile banking app provide our members with many new features focused on helping better manage and keep track of their money. Most of these features and functions can be accessed anytime, anywhere. Here are just a few we think you’ll love.

A More Seamless & Consistent Digital Banking Experience

Our new online banking and mobile app will provide a more seamless and user-friendly experience, delivering the same look, feel, and features across both platforms. Plus, our business members will no longer need to utilize a separate mobile app, as our new one houses both consumer and business accounts!

Digital Banking Online
Digital Banking Mobile




Financial Wellness Tools

You’ll have access to several new features geared toward helping you achieve your financial goals. These include a spending breakdown that provides you with a detailed look at your spending habits, categorized into over 20 different types (like restaurants, shopping, groceries, and more) to get a better idea of where your money is going. You can also set savings goals, get access to educational materials, and link financial accounts you have with other banks or credit unions.






Enhanced Alert Options

You’ll have access to more account alert options than ever before! Some of these new alert options include:

  • Automatic Deposit Alert: Get notified when an automatic deposit is posted to a specified account.
  • Balance Summary Alert: Receive a summary of account balances at a time and frequency that you specify.
  • Transaction Alert: Get alerted any time a credit or debit transaction over a designated threshold posts to a specified account.
  • Mobile Deposit Completed Alert: Get confirmation when a mobile deposit has successfully completed.
  • Transfer Failed Alert: Receive an alert when an online transfer fails.
Note: Text notifications can only be enabled after you confirm your phone number. Push notifications can only be enabled after you use your preferred device to sign-in to mobile banking.




Link External Financial Accounts

Link accounts you have at other financial institutions to keep better tabs on your overall financial picture! Plus, having your other checking and savings accounts connected to your 3Rivers online banking allows you to more easily transfer money between all of your accounts and make loan payments on your 3Rivers loans.

  • To view account transactions: Click on the Link External Account option on the dashboard or home page of online banking.
  • To make transfers between accounts: Navigate to the Transfers section within online banking and link an external checking or savings account to transfer money to and from 3Rivers. You can use this option to pay your 3Rivers loan from linked external account(s).




Enhanced Bill Pay Feature

You’ll still be able to pay your bills and schedule payments in a more visually and easily navigated solution, but new features will be added. Some of those new features include but not limited to:

  • Adding memo lines on payments
  • Alerts options for payments
  • Two ways to pay bills either through check or electronic delivery.
  • Multi-Factor Authentication to provide another layer of security
Bill Pay Desktop View
Bill Pay Mobile View




Pay a Person

Pay a Person is a fast and easy way to quickly send money to people from your account to theirs using only their email address or cell phone number. This service is available to 3Rivers members who have a checking or savings account with us. Don't have one yet? Explore our options and open yours today!

Why use Pay a Person?

  • It's easy. Send money in different amounts at different speeds, and your friends and family can receive the money easily and securely.
  • It's quick, with next day and real-time payment options.
  • It's affordable, with free next-day transfers. See Fee Disclosure Statement

Ready to sign up? For instructions on enrolling in Pay a Person, click here.

Contact your branch representative or Member Services (800.825.3641) with any questions.

Pay a Person: Send/Receive

Last updated: 4/11/2022
Type Amount Instant Transfer Fee Next Day Fee
Send Any Amount Free Free
Receive Any Amount $1.00 Free

Need assistance? If you have additional questions, or need help accessing your accounts, give us a call at 800.825.3641, option 8.

Download the Mobile Banking App Now!

Card Control 3Rivers

3Rivers Card Control allows you to securely monitor your 3Rivers debit and credit cards by turning them on and off, setting spending limits, receiving alerts to prevent fraudulent charges, and more.

Learn More

Knowing your credit score is vital to having a strong financial foundation. That’s why 3Rivers offers our members Credit Sense, a free credit monitoring tool!

Learn More

3Rivers Wallets allows you to connect your card to Apple Pay, Google Pay, and Samsung Pay.

Learn More

You deserve a complete car buying experience that's simple, hassle-free, and local. Save time and money on your next car or truck purchase with the 3Rivers Car Buying Service, powered by TrueCar. 

Learn More

3Rivers and ClickSwitch make it easy to securely move your direct deposits and recurring automatic payments (like utilities, insurance, or club memberships) to your 3Rivers account(s).

Learn More

SavvyMoney provides you with an overview of your overall financial health. You’ll receive a comprehensive credit score analysis, full credit report, monitoring, and personalized offers—all in one dashboard.

Learn More

When it comes to your money matters, it's good to consider recent life changes, current debts, and ways to save more. Doing so can have a huge impact on reducing the financial stress in your life and free you to focus on other areas.

Learn More

If you plan to file your taxes from home, save time and money by doing so with TurboTax®. 3Rivers members can save up to $15 on TurboTax federal products. And you can take comfort in knowing that your taxes will be done right.

Learn More

Download the Mobile Banking App Now!

We’ve updated our online banking navigation!

We’ve updated the navigation layout within online banking (desktop) to help make managing your account(s) even more convenient.

The navigation bar has moved from the left-hand side of your dashboard to the top. The widgets, tools, and features you use haven’t gone away! They’re now located under the top navigation categories.

Simply hover over each top navigation category to be presented with a drop-down containing the features you want to use. We hope you enjoy the update!

Navigation Breakdown

Accounts - Review and manage your accounts, view statements, see checking qualifications, and more. eDocuments has been changed to Statements.

Transfer & Pay - Make transfers, pay bills, or people.

Financial Wellness – Set savings goals, view your credit score, and view your spending analytics.

Tools & Services  - Review settings, manage alerts, contact 3Rivers through Message Center, and more to enhance your banking experience. Service Requests to Member Requests where you submit a form to request a new debit card, dispute potential card fraud, and more.

Business - (This tab is only visible to business account members.) Access your business admin page, view business reports, and more.

Accounts Navigation
Return to the top of the page