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Find a list of our rates here! They update often, so be sure to check back or subscribe to a rate change. We'll let you know when rates change so you can make a decision on whether or not to purchase.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

Student Loans

Last updated: 8/1/2020
Type Balance Rate Term
Undergraduate Private Student Loan - Variable $1,000 - $60,000 as low as 5.24%(1)(2)
Undergraduate Private Student Loan - Fixed $1,000 - $40,000 as low as 5.74%
Graduate Private Student Loan $1,000 - $60,000 as low as 5.24%(1)(2)
Student Loan Refinance (Federal & Private) $5,000 - $100,000(3) as low as 3.99%(4) 12 - 60 months
Student Loan Refinance (Federal & Private) $10,000 - $100,000(3) as low as 4.49%(4) 61 - 120 months
Student Loan Refinance (Federal & Private) $15,000 - $100,000(3) as low as 4.99%(4) 121 - 180 months

Apply for New Loan   Refi Existing Loan

(1) The Annual Percentage Rate is subject to change after consummation. Your interest rate is variable and may be adjusted quarterly on each January 1, April 1, July 1 and October 1 (Adjustment Date) based on the Prime index as published in the Wall Street Journal on the first business day of the month immediately prior to the Adjustment Date (e.g., December, March, June and September). Any increase in the index may increase the APR and the amount of your monthly payment.

(2) The "Index" for the quarter beginning April 1st, 2020, is 3.25%, which was the Prime index published in the Wall Street Journal on the first business day of January 2019. Current offered rate(s) are calculated by using the Index, Margin and Floor value(s) in effect. Your specific Interest Rate and/or credit approval depends upon the credit qualifications of the student borrower and co-borrower (if applicable). The APR will not exceed 18.00%, or fall below the Floor rate (currently 4.99%) regardless of the Index. Margin will be disclosed at account opening.

Student Choice applications are submitted via our website at: http://3riversfcu.studentchoice.org

(3) Total loan amount considered will be subject to a $100,000 unsecured aggregate limit (exclusive credit cards).

(4) No Loan Origination Fee and No Early Payoff Penalties; your rate is fixed at the time of loan origination and will be determined based on your Loan Term & FICO score/data obtained from your credit file.

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