Message: In accordance with Indiana & Ohio’s recent Shelter in Place orders, our branch lobbies will be closed until further notice. All drive-thrus and ATMs remain open. Click Here to Learn More


With a trust, you can achieve personal, financial and legal goals, like saving on estate taxes, minimizing probate, avoiding court appointed guardianship, providing asset management, and making sure your personal wishes are carried out after your passing.

Looking to enjoy a secure life while making sure you leave your loved ones something meaningful? It’s a matter of protecting what you've worked to build. We know life is more than just a snapshot of a moment in time, so we listen and we get to know you. That way, we’ll understand your whole story and never forget that your loved ones rely upon our ability to care and act responsibly. We’ll work to grow, preserve and protect your life assets both for you and your loved ones by helping you:

  • Save on estate taxes
  • Minimize probate
  • Avoid court appointed guardianship
  • Provide asset management
  • Make sure your personal wishes are carried out after your passing

Meet Carl Schlutz, CTFA, 3Rivers Investment and Trust Officer


Contact us or schedule a no-obligation appointment today. 



Investment Returns Q4 2019

Investment Returns Q2 2019

Investment Returns Q1 2019

Investment Returns Q3 2018

Investment Returns Q2 2018

Wealth Management eNewsletter Q4 2017

Investment Returns Q1 2018

Trust services provided by MEMBERS Trust Company. Trust and Investment products are not federally insured, are not obligations of or guaranteed by the credit union or any affiliated entity, involve investment risks, including the possible loss of principal.