Business

Give your bottom line a little boost. Manage your daily business needs and rely on 3Rivers to help grow your business. Start saving with low-fee options to help grow your business cashflow. And with 24/7/365 ATMs and online access to your funds, you’re never without access.

Meet the Team

Checking

Opening a checking account is pretty easy and straightforward. 3Rivers has checking options to meet the spending needs of individuals and businesses. Click here to reorder checks.

Smart Business Checking

The Smart Business Checking account provides our business members with the flexibility of managing their account how they want while providing excellent value.  It’s designed to allow our business members to grow while maintainin…

IOLTA – Interest on Lawyers Trust Account

When an attorney deposits funds into an interest-bearing IOLTA (Indiana Interest on Lawyer’s Trust Account), the interest is then sent to the Indiana Bar Foundation, which uses it to help fund nonprofit groups and provide pro bono acc…

Online Wires

Send transfers efficiently using our online wire service. Both domestic and international wires can be completed quickly, eliminating the need to initiate wires in person or over the phone. Save valuable time by signing up for this cost-fre…

Sweep Accounts

For some types of businesses, moving funds daily can earn them a higher rate of return on excess funds, pay down balances on lines of credit, or maintain a minimum balance on a checking account. 3Rivers can set up a daily, automated movemen…

Business Remote Deposit

As your business partner, we always seek ways to keep your business in the fast lane. Business Remote Deposit is a great way to simplify your business life. Using a simple desktop scanner and Web-based technology, you can scan, submit, and …

Online Business ACH

If your account is already set up with 3Rivers online access, make your business banking even more convenient with our easy-to-use online ACH (Automated Clearing House) services. To meet the specific needs of our business members, 3Rivers o…

Your 3Rivers Debit Card

Use your Mastercard debit card for your everyday spending needs. It can be attached to any of our checking account solutions, and up to two accounts can be added for access at any of our conveniently located ATMs. It can also…

Oversight Advantage

Overdraft Coverage Oversight Advantage is a discretionary service provided to eligible accounts to cover accidental overdrafts. If you inadvertently overdraw your account, we have the discretion to cover your overdrafts up to a set li…

Savings

At 3Rivers, you have many savings solutions to choose from. With Money Markets, Certificates, and more, we’ll help you realize the goal you have in mind.

Business Share Certificates

If you want a safe, short-term saving solution, a share certificate will allow you to save your money with a fixed rate over a specific term.  With as little as $500, you can open a share certificate right now.   Busin…

Money Market Accounts

Money Market Accounts are for savers who want more return on a savings account with the same easy access. …

Loans

Not every loan is for something big. Sometimes you just need a small loan to cover short-term expenses or to consolidate debt so you can pay it off more quickly.

Business Lending Solutions

Find the lending solutions that will take your business to the next level. We’ll make the process simple and find personalized solutions just for you. We’re locally based, so the decisions that affect your business are made…

Credit Cards

It’s easy to see why cardholders use their 3Rivers credit cards more than the others in their wallets. Get a competitive rate, a chance to earn rewards, and so much more.

Business Credit Cards

3Rivers Credit Union is proud to offer a 3Rivers Business Mastercard credit card that pays you cash when you use it! This no-cost, low-rate rewards credit card1 offers convenience and security for your business and your emplo…

Merchant Services

3Rivers offers easy to use solutions to help your business no matter the size.

Merchant Services

3Rivers Federal Credit Union’s Business Services offers credit card processing by Capital Bankcard, a recognized leader in payment technology. We can help your business grow by giving you another outlet for collecting income…

Professional Member Services Program

3Rivers recognizes your busy lifestyle and the need to save time and money. We value relationships and you value individual, personalized attention that saves you time and money. As a solution, we’ve established Professional Member Services.

Professional Member Services

To help busy professionals with their money matters, 3Rivers has established Professional Member Services. You’ll have access to a dedicated 3Rivers team member who’ll work with a local team of experts to give you specialized at…