Give your bottom line a little boost. Manage your daily business needs and rely on 3Rivers to help grow your business. Start saving with low-fee options to help grow your business cashflow. And with 24/7/365 ATMs and online access to your funds, you’re never without access.

Meet the Team


Opening a checking account is pretty easy and straightforward. 3Rivers has checking options to meet the spending needs of individuals and businesses. Click here to reorder checks.

Smart Business Checking

Be smart about your business checking with a solution that pays dividends on your average daily balance each month.  …

Business Remote Deposit

As your business partner, we always seek ways to keep your business in the fast lane. Business Remote Deposit is a great way to simplify your business life. Using a simple desktop scanner and Web-based technology, you can scan, submit, and …

Online Business ACH

Streamline your recurring payments – like monthly payments, dues, membership fees, etc. Use our online ACH (Automated Clearing House) services as a low-cost and time-saving way to debit or credit the accounts of your employe…

Your 3Rivers Debit Card

Use your MasterCard debit card for your everyday spending needs. It can be attached to any of our checking account solutions, and up to two accounts can be added for access at any of our conveniently located ATMs. It can also…

Oversight Advantage

Overdraft Coverage Oversight Advantage is a discretionary service provided to eligible accounts to cover accidental overdrafts. If you inadvertently overdraw your account, we have the discretion to cover your overdrafts up to a set li…


At 3Rivers, you have many savings solutions to choose from. With Money Markets, Certificates, and more, we’ll help you realize the goal you have in mind.

Money Market Accounts

Money Market Accounts are for savers who want more return on a savings account with the same easy access. …


Not every loan is for something big. Sometimes you just need a small loan to cover short-term expenses or to consolidate debt so you can pay it off more quickly.

Business Lending Solutions

Find the lending solutions that will take your business to the next level. We’ll make the process simple and find personalized solutions just for you. We’re locally based, so the decisions that affect your business are made…

Vehicle Loans

We finance all types of vehicles your business may need. These loans carry flexible short- or long-term financing with attractive competitive rates.   Introducing TRUECar... another way 3Rivers provides you with a complete&nbs…

Credit Cards

It’s easy to see why cardholders use their 3Rivers credit cards more than the others in their wallets. Get a competitive rate, a chance to earn rewards, and so much more.

Business Credit Cards

3Rivers Credit Union is proud to offer a 3Rivers Business MasterCard credit card that pays you cash when you use it! This no-cost, low-rate rewards credit card1 offers convenience and security for your business and your emplo…

Merchant Services

3Rivers offers easy to use solutions to help your business no matter the size.

Merchant Services

3Rivers Federal Credit Union’s Business Services offers credit card processing by Capital Bankcard, a recognized leader in payment technology. We can help your business grow by giving you another outlet for collecting income…

Professional Member Services Program

3Rivers recognizes your busy lifestyle and the need to save time and money. We value relationships and you value individual, personalized attention that saves you time and money. As a solution, we’ve established Professional Member Services.

Professional Member Services

To help busy professionals with their money matters, 3Rivers has established Professional Member Services. You’ll have access to a dedicated 3Rivers team member who’ll work with a local team of experts to give you specialized at…