Personal

Managing your money is more than just paying your bills. Sometimes you’ll have to borrow money when big needs arise. Everyone wants to save money for securing a solid future, but we all have to spend money, too. These solutions will help you take the financial stress out of keeping up with life.

Checking Compare Products

Opening a checking account is pretty easy and straightforward. 3Rivers has checking options to meet the spending needs of individuals and businesses. Click here to reorder checks.

Rhythm Checking

Get rewarded with a checking account that fits your lifestyle. Choose an attractive monthly dividend or, if you are into buying digital downloads, earn credits for iTunes or Amazon.com!  Your Rhythm Checking Rewards: When you …

Livin’ Free Spending

Go anywhere and enjoy easy spending with a solution that helps you avoid fees, has no minimum balance requirements, and lets you access tens of thousands of no-surcharge fee ATMs nationwide. Open Your Account Today   Need to Reor…

Reward Checking

Do you keep a good chunk of change in your account on a regular basis and want to earn dividends? Of course, who doesn't want rewarded? All the flexibility of a checking account with rates normally reserved for Money Market accounts. …

Onward Checking

Difficulties in past money matters? Here’s your way to move Onward with a no-hassle, no-monthly minimum balance account. It includes a free debit card that’s accepted at tens of thousands of no-surcharge fee ATMs nationwide. …

Standard Checking

If you need a basic checking account to avoid carrying cash everywhere, this account will give you the security of writing checks, and you can add a MasterCard debit card for even more spending power. You can also add the convenience of on…

Health Savings Account (HSA)

A Health Savings Account (HSA) from 3Rivers can help you save or pay for current/future health expenses using tax-free dollars. They are special savings accounts available to 3Rivers members who have High-Deductible Health Plans (HDHP)…

Your 3Rivers Debit Card

Use your MasterCard debit card for your everyday spending needs. It can be attached to any of our checking account solutions, and up to two accounts can be added for access at any of our conveniently located ATMs. It can also…

Online Bill Pay

Convenient, easy, and secure. 3Rivers offers an Online Bill Pay system from CheckFree, the largest bill pay service in the country. Use CheckFree to save time and money in sending payments, stay organized, be more secure, receive e-bills, a…

Oversight Advantage

Overdraft Coverage Oversight Advantage is a discretionary service provided to eligible accounts to cover accidental overdrafts. If you inadvertently overdraw your account, we have the discretion to cover your overdrafts up to a set li…

Savings Compare Products

At 3Rivers, you have many savings solutions to choose from. With Money Markets, Certificates, and more, we’ll help you realize the goal you have in mind.

Bump Rate Certificates

Bump Rate Certificates give you the option of a one-time rate increase during the original term of the certificate. The Bump Rate Certificate also includes an add-on feature which allows for the addition of funds at the time the rate is &ld…

529 Savings Plan

They're Growing Faster Than You Think... Your kids may not exactly be looking into colleges yet, but they’re growing up faster than you think. Before you know it, they’ll be tearing open acceptance letters for their (very e…

Money Market Accounts

Money Market Accounts are for savers who want more return on a savings account with the same easy access.  Open Your Account Today …

Livin’ Free Savings

Livin’ Free Savings is an account for young people who are starting their own personal finances. It aims to help cover you if you overdraw your checking account – AND it will pay you more when you save. It earns a higher rate on…

Credit Union Buddy (CUB) Account

Good grades are their own reward...but $20 isn’t bad, either! Open a CUB (Credit Union Buddy) account and receive $5 for each report card you bring in with a grade of A (or equivalent).* Earn up to $20 for the school year Receive…

Share Certificates

If you want a safe, short-term saving solution, a share certificate will allow you to save your money with a fixed rate over a specific term.  With as little as $500, you can open a share certificate right now.   Ope…

Health Savings Account (HSA)

A Health Savings Account (HSA) from 3Rivers can help you save or pay for current/future health expenses using tax-free dollars. They are special savings accounts available to 3Rivers members who have High-Deductible Health Plans (HDHP)…

Standard Savings

If you just need a simple savings account (or two or three), we can help you put your money away until you need it. Add in the convenience of Online Access, Mobile Access, and eStatements, and you can easily track your savings on your sched…

Loans Compare Products

Not every loan is for something big. Sometimes you just need a small loan to cover short-term expenses or to consolidate debt so you can pay it off more quickly.

Credit Cards

You don’t need multiple cards to get the various rewards you want. The 3Rivers Platinum MasterCard credit card lets you choose between cash back1, merchandise, gift cards, and travel. 3Rivers makes it easy and gives you all the r…

Student Loans

Watching your little one getting ready for college is tough. Okay, maybe he or she isn’t so little anymore. Neither are the bills you’ll be paying for his or her college education. Even if you’re receiving f…

Personal Loans

Not every loan is for something big like a car or a house.  Sometimes you just need a small loan to cover a smaller purchase or to consolidate some small debt and pay it off more quickly.   A personal loan from 3Rivers not only o…

Home Equity Line of Credit (HELOC)

Whether you're thinking of making home improvements or just need to borrow money quickly to cover the costs of a bill, talk to us about how we can use your home’s equity to cover the expenses with a Home Equity Line of Credit (or …

Home Mortgages

Whether you’re looking to build, buy, or refinance your first home, your dream house, or a vacation home, or if you're just looking to make your payments a little easier on your wallet, we have mortgage solutions to make your goal…

Motorcycle, Boat, & Camper Loans

The dream is within reach! You’re thinking about buying that new motorcycle, boat, or camper, and you can practically see yourself cruising around on the open road or riding the waves. You've worked hard to make this hap…

Automobile Loans

3Rivers provides affordable loans for both new and used cars as well as refinancing of loans you might have at other lending institutions. No application fees or early payoff penalties. Apply Today Apply Today   3Rivers Car Buyi…

Skip-a-Payment

Unexpected bill? Vacation? Holiday expenses?  3Rivers is here to help you free up some needed cash this month by processing a skip-a-payment on your eligible loan. To participate, just complete and return the Skip-a-Payment form o…

Mortgages Compare Products

Whether looking for a new home or to refinance your current house, 3Rivers help in customizing the mortgage financing you need.

Home Mortgages

Whether you’re looking to build, buy, or refinance your first home, your dream house, or a vacation home, or if you're just looking to make your payments a little easier on your wallet, we have mortgage solutions to make your goal…

Credit Cards Compare Products

It’s easy to see why cardholders use their 3Rivers credit cards more than the others in their wallets. Get a competitive rate, a chance to earn rewards, and so much more.

Credit Cards

You don’t need multiple cards to get the various rewards you want. The 3Rivers Platinum MasterCard credit card lets you choose between cash back1, merchandise, gift cards, and travel. 3Rivers makes it easy and gives you all the r…

Professional Member Services Program

3Rivers recognizes your busy lifestyle and the need to save time and money. We value relationships and you value individual, personalized attention that saves you time and money. As a solution, we’ve established Professional Member Services.

Professional Member Services

To help busy professionals with their money matters, 3Rivers has established Professional Member Services. You’ll have access to a dedicated 3Rivers team member who’ll work with a local team of experts to give you specialized at…