Notice: All 3Rivers branches will be closed on Monday, February 18, in observance of President's Day. We will reopen Tuesday, February 19. ATM/mobile is available 24/7/365. Click Here to Learn More

Essential Business Checking

Essential Business Checking is specifically designed to meet the needs of startups and small businesses. This simple, non-dividend-paying checking solution allows you to utilize eStatements and online access, in addition to all of the other features of our business checking accounts:

  • ACH
  • RDC (Remote deposit capture)
  • CardValet (mobile app-based debit/credit card management)
  • Free online bill pay
  • Free online access
  • Health Savings Accounts (HSA) for your employees
  • Merchant services (credit card processing)
  • Online wire transfer access
  • Sweep accounts 

 An initial deposit of only $25.00 is required to open the account. You receive 50 free items* per month with a per-item charge of $0.40 for each item after that. Your monthly $5 fee is waived if your average daily balance is greater than $999.99.

*An item is any debit or credit to the account with the exception of wires (as they have a separate charge). Transaction items such as Remote Deposit Capture and Payroll (which are processed through Business Bill Payer) are counted as a single item.

APPLY NOW

Have questions?  Contact us.

Downloads

  • Business deposit account information sheet

  • Business account checklist