Livin’ Free Checking

Life is full of choices.

As you encounter your first big move, your first job, or your first major purchase, the options you have to choose from seem endless--and sometimes overwhelming. Choosing where to keep your money shouldn’t be.

As you venture out into the real world, bank with a credit union that doesn’t treat you like a number, that cares about your community, and that teaches you how to handle your money instead of just giving you a debit card and letting you figure it out.

Features of Livin' Free Checking*

  • Mobile wallets
    • Apple Pay
    • Samsung Pay
    • Android Pay
  • 3Rivers mobile app
    • Snap, tap, transfer, or swipe wherever you are.
  • Mobile bill pay
    • Set up automatic payments for your monthly bills
    • Send money to a friend—or your parents
  • No monthly fee and no minimum balance
  • Shared ATM network
    • Access thousands of other bank and credit union ATMs without paying a fee
  • Oops Refund**
    • Make a mistake? We’ve got you covered.
  • Free advice on how to handle your money

Life can be hard. We’re here to help. Start here with solutions to more of your money matters as you venture out into the real world.

Need to Reorder Checks?

Save 10% when you reorder your checks online through our partnership with Deluxe Checks.

Click Here to Reorder Deluxe Checks

*Account available to members age 15-25.
**Up to 3 “Oops NSF Fee Refunds” per year (by member request - Online Account Access and Direct Deposit or active Online Bill Pay required for refund eligibility).