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Retirement Plans

Our ClearFuture Financial™ Advisors are here to provide you with the expertise and attention you need to help make planning for retirement less complicated. Contact us at 260.487.3348 or via email at

Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.

Rates & Terms

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  • Individual Retirement Account (IRA)
  • 10-01-2019

Dividend Rate1




* $25 minimum balance required to open. IRA rates are variable and set by the Board of Directors on a monthly basis. Rate subject to change after account is opened. Dividends are calculated on the daily balance, compounded monthly, and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Roth, Traditional, CESA options available. Share Certificates in various terms are also available. Dividends are paid from current income and available earnings after required transfers to reserves are made at the end of a dividend period. Dividends are not guaranteed. IRA rates are variable and set by the Board of Directors on a monthly basis.

1Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts. 

2APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.

Note: A $10 annual maintenance fee will be assessed on accounts under $1,000.00 beginning January 31, 2019


  • Small Business Retirement Overview

  • Small Business Retirement Brochure