Savings Accounts

We offer savings solutions designed for your unique financial needs.


Standard Savings

If you just need a simple savings account (or two or three), we can help you put that money away for when you need it.  Add in the convenience of Online Account Access, Mobile Access, and eStatements, and you can easily track your savings on your schedule!

Money Market Accounts

For those savers who want more return on a savings account with the same easy access, the Optional Money Account and the Money Plus account can do just that.

Livin' Free Savings

A great savings account for young people starting to manage their own finances, the Livin' Free account can help cover you if you overdraw your checking account.  Plus, this account will pay you to save.

  • FREE Money - it earns more on balances up to $500.
  • Still earns dividends on the portion over $500.
  • A safety net in case you run low in your spending account.
Pick-Your-Date Savings

The holidays, summer vacation, tax time (ugh).  It’s easy to forget about those big financial obligations until it’s too late.  With the Pick-Your-Date account, you can deposit money throughout the year and you pick when you want your money to be ready for you.  It’s great for anyone who wants to save, but has a hard time keeping money in a savings account.

Here’s how it works:

  • Open the account and pick where you want your funds to go when it’s time to spend (savings or checking).
  • Pick the date when you want the funds to be transferred.
  • Deposit as much as you want, when you want, throughout the year.
On your selected date, the funds in the account will automatically transfer to the destination account of your choice.

Credit Union Buddy (CUB) Account

This is a big moment, maybe they've taken their first step or said their first words.  They may have already taken their first ride on a bike, but their first savings account will be a huge step in teaching your little ones about managing money for the rest of their life.

Share Certificates

If you want a safe, short-term saving solution, a share certificate will allow you to save your money with a fixed rate over a specific term.

Ready to get started?

Standard Savings, Pick Your Date (PYD) Savings14/1/14
Dividend Rate3 APY2
0.10% 0.10%
1$25 minimum balance required to open. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit. On Pick Your Date (PYD) Savings Accounts, deposits may be made at any time. All funds are transferred into designated account on the date of your choosing. Early withdrawal causes the account to close (fees could reduce earnings on account). Savings rates are variable and set by the Board of Directors on a monthly basis.
2APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.
3Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.
Livin' Free Savings14/1/14
Balance Dividend Rate3 APY2
Portion up to $500 5.00% 5.12%
Portion over $500.01 0.10% 0.10%
1Available to members age 18 to 25. $25 minimum balance required to open. Rates are variable and set by the Board of Directors on a monthly basis. Dividends are calculated on the daily balance, compounded monthly, and credited to the account at the end of the month. Dividends begin to accrue upon deposit.
2APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.
3Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.
OMA Money Market14/1/14
Balance Dividend Rate3 APY2
Up to $2,499.99 0.10% 0.10%
$2,500 to $9,999.99 0.10% 0.10%
$10,000 to $24,999.99 0.10% 0.10%
$25,000+ 0.15% 0.15%
1A $2,500 minimum balance is required to open. Dividends are calculated on the daily balance, compounded daily and credited to the account at the end of the month. Dividends begin to accrue upon deposit. Dividend rates are tiered. If the balance falls below the minimum for the tier, the dividend rate drops to the rate for the next tier. A $10 monthly maintenance will be incurred on balances less than $1,000. Money Market account rates are variable and set by the Board of Directors on a monthly basis.
2APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.
3Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.
Money Plus Money Market14/1/14
Balance Dividend Rate3 APY2
$10,000-$34,999.99 0.10% 0.10%
$35,000-$74,999.99 0.15% 0.15%
$75,000+ 0.20% 0.20%
1A $10,000 minimum balance is required to open. May issue up to three checks per month. Dividends calculated on daily balance, compounded daily and credited to account at month end. Dividends begin to accrue upon deposit. If balance falls below $10,000 any time during the month, dividend rates becomes equal to stated Regular Savings rate. If the balance falls below the minimum for the tier, the dividend rate drops to the rate of the lower tier. Money Market rates are variable and set by the Board of Directors on a monthly basis.
2APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.
3Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings.

Certificates4/1/14
Term Minimum Balance to Open Dividend Rate APY1
3 Month $500 0.10% 0.10%
6 Month $500 0.15% 0.15%
12 Month $1,000 0.20% 0.20%
18 Month $1,000 0.25% 0.25%
24 Month $1,000 0.35% 0.35%
30 Month $1,000 0.40% 0.40%
36 Month $1,000 0.65% 0.65%
48 Month $1,000 0.85% 0.85%
60 Month $1,000 1.00% 1.00%
1APY=Annual Percentage Yield. There may be a penalty for early withdrawal. Dividends compounded daily and paid the last day of each month. Certificates are insured up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000.