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Reward Checking

Reward Checking

Our checking solution that rewards you for keeping a higher balance.

If you're looking for a checking solution that rewards you for keeping a higher balance—without having to worry about a lengthy checklist of additional requirements—then Reward Checking is for you! Receive dividends at great rates simply for keeping a larger chunk of change in your account.

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Reward Checking

Last updated: 7/24/2023
Balance1 Dividend Rate2 APY3
Up to $9,999.99 0.20% 0.20%
$10,000 to $24,999.99 0.25% 0.25%
$25,000 to $49,999.99 0.30% 0.30%
$50,000 to $74,999.99 0.35% 0.35%
$75,000.00 + 0.40% 0.40%

1$25 minimum balance required to open. A $2,000 minimum daily balance is required to avoid a $5 monthly maintenance fee. Dividends are calculated on the daily balance, compounded monthly and credited to the account at the end of the month. Dividends begin to accrue upon deposit.

2Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts.

3APY=Annual Percentage Yield. Deposit accounts are insured by account ownership up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.

Most 3Rivers Checking Accounts Feature:

Potential Checking Features
  • Access to 35K+ Surcharge Free ATMs*
  • ATM Surcharge Refund
  • Monthly Minimum*
  • Online Bill Pay
  • Oversight Advantage
  • Reward/Dividend Options
  • Waivable Monthly Fee*
  • Waivable/No Monthly Fee
  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7

* This table is intended for simple illustration purposes only. Rates, terms, and other applicable attributes will vary by product. Please see specific product page(s) for more detailed information.

View Rate & Fee Disclosure for Checking

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