3Rivers Gives Back

Credit unions are more than just financial institutions. We're not-for-profit, member-owned cooperatives that focus heavily on supporting the communities in which we operate. As such, we exist on the philosophy of “people helping people.” This means that as a credit union member, you are helping people, too.

Learn more about how 3Rivers and our members give back, together:


Joining 3Rivers doesn’t involve a lengthy list of requirements. If you live, work, or play in the counties we serve, you can bank with us!

All offers may end without advanced notice. For unsecured or term loans there is a $1,000 minimum loan amount. Maximum cash back rebate of $200 per loan or 1% of amount financed, whichever is less. Offer is valid for consumer-purpose new money vehicle/motorcycle loans or refinances of same from another financial institution. If refinancing an existing 3Rivers loan, a minimum of $5,000 new money is required to get the cash back. Maximum cash back rebate for vehicle/motorcycle loans is $500 or 1% of amount financed, whichever is less. Rebate will be credited within 30 days of loan disbursement and is valid on any qualifying loans that are new loans to 3Rivers. Loan must remain at 3Rivers a minimum of 180 days or rebate amount will be added to loan upon payoff. No other offers/discounts apply, including rate discounts. 3Rivers may amend, suspend, or discontinue offer at any time without notice. You may receive a 1099 MISC for tax purposes. The waived transfer fee to a 3Rivers Platinum MasterCard credit card is a limited time offer.
Membership at 3Rivers is open to anyone who lives or works in the Indiana counties of Adams, Allen, DeKalb, Huntington, Noble, Wells, and Whitley. Individuals may also be eligible based upon where they live or work in Ohio. Contact 3Rivers for details.