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Indiana Residents of Delaware, Hancock, Madison, and Hamilton Counties: Experience better banking with 3Rivers!

Why 3Rivers?

We offer all the products and services you’d expect from a financial institution, but we go beyond banking by doing more for our members and our community. We strive to give back in everything we do. While we’re focused on empowering our members to define and reach their define and reach their financial goals, we’re equally committed to bettering lives in our region by investing in community funding and partnershipscollege scholarships, volunteerism, and more. We give back to the people, places, and ideas that matter most to you!

Learn more about 3Rivers by viewing our Annual Report.

Make the switch today!

Becoming a member and making the switch is easy. For a limited time, you'll receive $200 when you open a qualifying checking account with 3Rivers!*

You can apply online or visit your nearest branch to get started. If you apply online, be sure to enter the "CENTRAL23" in the promo code field, and if you apply in a branch or over the phone, make sure you mention this offer!

Apply online!

View our membership requirements here.

Get an extra $100!

Once you’ve made the switch, we’ll reward you with an extra $100 if you complete a free financial wellness checkup! This is a great opportunity to discuss your financial goals and come up with a plan to reach them while earning some extra cash.

Schedule your financial wellness checkup now! Be sure to use the referral code “CENTRAL23” when scheduling your appointment.

In-Person AppointmentPhone Appointment

Note: Financial Wellness conversations can be found under Program Type > Member Planning Services > Financial Wellness.

To make the switch even easier, we encourage you to try ClickSwitch, our online tool that makes moving account information from your current institution to ours a breeze. And don't forget to download our mobile banking app so you can manage your money anytime, anywhere!

Questions? We're here to help!

If you'd like to talk to a 3Rivers team member with more specific questions about us or this limited-time offer, please give us a call at 800.825.3641.

We look forward to welcoming you as a member soon!


*Limited time offer beginning 05/08/2023 and running through 07/31/2023. Qualifying offer for new members only. Offer only applies to current residents of Hancock, Delaware, Madison, or Hamilton County in the state of Indiana. To earn $200 payout, new member must 1.) be a current resident of Hancock, Delaware, Madison, or Hamilton County in Indiana. 2.) open an eligible checking account and 2.) have an aggregated total of $200 deposited to a qualifying checking account via externally produced direct deposit and/or mobile check deposit within the first 60 days of account opening. Eligible consumer checking accounts include Cash Back, Dividends+, Reward, Livin’ Free, Standard, and Onward. Eligible business checking accounts include Essential Business, Community, and Business Plus. An additional $100 can be earned by completing a financial wellness conversation with a 3Rivers team member over the phone or in a branch. New member MUST meet qualifications for $200 payout in order to be eligible to receive additional $100 payout. Switched relationships during the promotional period will receive $200-$300 within 30 days after all qualifying requirements are met. 3Rivers reserves the right to withdraw or hold promotional payout if qualifications are not met and/or member changes checking account to an ineligible checking account within 120 days after payout is paid. Promo code “CENTRAL23” must be utilized upon account opening and when scheduling a financial wellness appointment. Offer void for persons who have had any existing 3Rivers checking account open within the last 6 months and/or employees of 3Rivers Federal Credit Union. Payout may be considered interest and, as such, 3Rivers will provide an IRS form 1099-INT. Please consult your tax advisor for any tax-related questions. This promotion may be discontinued at any time.

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