Frequently Asked Questions
Who is eligible to join 3Rivers Federal Credit Union?
Membership is open to those who live, work, volunteer, or conduct business in northeast, central, and east central Indiana, and St. Mary's, Ohio, or are related to current members.
When will I receive my gift card reward?
Referral rewards are sent via digital gift card within 30 days of your friend meeting all qualifications. You'll receive notification when your gift card is ready to use. It's that simple.
How many people can I refer to 3Rivers?
There's no limit! You can earn up to $500 in gift cards per year (up to 10 referral reward payouts). The more you share, the more you earn while helping friends discover better banking.
What requirements must my referred friend meet to qualify?
They must open a qualified account, make three deposits totaling $300+ via direct deposit or mobile check deposit within 60 days, and keep their account active and in good standing for 60 days.
Which checking accounts qualify for the referral bonus?
Your friend must open Cash Back, Dividends+, Simply Free Spending, or Classic Checking. Business checking accounts don't qualify. Explore our checking options to help guide your referrals.
What do I receive when I refer someone to 3Rivers?
When your friend opens a qualified checking account and meets all requirements, you'll both receive a $50 Amazon or pre-paid Mastercard® gift card. You choose which type when you qualify.*