Switch to 3Rivers & get $500!¹

Looking for better banking and some extra cash? You’re in the right place! For a limited time, we’ll reward you with $500 when you open a qualifying checking account.¹

While the cash is great, we think you’ll find more value in joining a cooperative that’s been putting members first for 90 years. We’re committed to helping you reach your financial goals through every stage of life. And we’re invested in YOUR community, giving back to the people, places, and events that matter most to you.

Claim your $500 in 3 easy steps:

1. Open a qualifying checking account by October 31, 2025—using the button below.
2. Make three (3) deposits totaling $300+ via direct deposit or mobile deposit within 60 days.
3. Keep your account in good standing for 90 days.

That’s it—no other strings attached!

Be sure to use the code "SWITCH25" when opening your account!

Apply now!

And don’t miss out on these extra membership perks:

• Earn up to $10/month with Cash Back Checking!²
• Mange your money 24/7 with our free digital banking tools.
• Get free guidance and service from local experts you know and trust.
• Enjoy competitive rates and fees when you need to borrow.
• Take advantage of our nationwide network of shared branches and ATMs while away from home!

_{¹Limited time offer, available to select new members of 3Rivers who currently reside in Indiana or Ohio. Requires 1.) the opening of a Cash Back2, Dividends+3, Reward4, or Livin Free5 checking account between 8/15/2025-10/31/2025, 2.) three (3) or more deposits with an aggregated total of $300 via direct deposit and/or mobile check deposit within first 60 days of account opening, and 3.) account is active/in good standing for 90 consecutive days. Promo code “SWITCH25” must be utilized upon account opening. Reward will be disbursed via account credit within 30 days after all qualifying requirements are met. 3Rivers reserves the right to withdraw or hold promotional payout if qualifications are not met. Valid on one (1) qualifying checking account per new member. Additional accounts opened will not receive additional reward payouts. Offer void for persons who have had any ownership role on an open 3Rivers checking account within the last 6 months and/or employees of 3Rivers Federal Credit Union. Reward may be considered dividends and, as such, 3Rivers will provide an IRS form 1099-INT. Consult your tax advisor for any tax-related questions. This offer is not transferable and may be discontinued at any time.
²Cash Back Checking is a non-dividend-bearing account that offers rewards for debit card transactions that clear your account during the monthly cycle. Cash back percentages and reward caps are determined by the aggregate number of 3Rivers debit card transactions that clear the account. A monthly fee of $5 is applied if less than 10 3Rivers debit card transactions settle during the statement cycle. Cash Back Checking Rewards Cycle = First of Month to Last of Month.
³Dividends+ Checking earns a higher dividend rate and refunds of up to $12 (up to $3 per item for the first 4 occurrences) ATM surcharge fees each month when all cycle requirements are met. Those requirements are: 1.) Make 15+ 3Rivers debit card purchases that settle during the qualification cycle ($0.01 minimum transaction amount) 2.) Have 1+ Direct Deposit or Automated Payment that clear during the qualification cycle ($1.00 minimum transaction amount) 3.) Receive only eStatements. Dividends+ earns 2.00% Annual Percentage Yield (APY) for balances up to $9,999.99 and .15% APY for any amount above $10,000.00. A monthly fee of $5 per month is applied if requirements above are not met. Dividends+ Checking Rewards Cycle = First of Month to Last of Month.
⁴Rewards Checking is a tiered dividend-bearing account that offers a .20% Annual Percentage Yield (APY) for balances up to $9,999.99, .25% APY for balances between $10,000-$24,999.99, .30% APY for balances between $25,000-$49,999.99, .35% for balances between $50,000-$74,999.99, and .40% for balances over $75,000.00. A monthly fee of $5 is applied if balance drops below $2,000 at any time during the month after the first month it is opened.
⁵Livin Free Checking is a non-dividend-bearing account available to members age 13-25. There is no monthly maintenance fee.
APYs are accurate as of 5/13/2025 and may change at any time.}