Get Rewarded for Making the Switch to 3Rivers

Experience better banking and receive $200 when you make the move from your current financial institution and open a qualifying checking account at 3Rivers!*

If you've decided it's time to start a lifelong banking relationship with a local organization you can trust, then 3Rivers is for you.

Why 3Rivers?

We offer all of the products and services you’d expect from a financial institution; but we go beyond banking by doing more for our members and our community. We strive to give back in everything we do. While we’re focused on empowering our members to define and reach their financial goals, we’re equally committed to bettering lives in our region by investing in volunteerism, community funding and partnershipscollege scholarships, and more. We give back to the people, places, and ideas that matter most to you. 

We’re here for you; and we’re here for good.


Make the Switch Today!

Becoming a member and making the switch is easy. Plus, for a limited time, you'll receive $200 if you enter the code "SWITCH" when opening a qualifying checking account online, or if you mention this offer when opening your new checking account in a branch! You can apply online or visit your nearest branch to get started.

Questions? We're Here to Help.

Learn more about 3Rivers by checking out our FAQs page, our membership requirements, and our Annual Report. Once you've joined us, we encourage you to try SWITCHkit, our online tool that makes moving your account information from your current institution to ours a breeze! If you'd like to talk to a 3Rivers team member, give us a call at 260.490.8328.


Limited time offer beginning 11/1/19 and running through 12/31/19. Qualifying offer for new members only. New member must have 1.) an eligible checking account and 2.) an aggregated total of $200 deposited to qualifying checking account via externally produced direct deposit and/or mobile check deposit within the first 60 days of account opening. Eligible consumer checking accounts include Rhythm Dividends, Rhythm Tunes, Reward, Livin’ Free, and Onward. Eligible business checking accounts include Essential Business, Community, and Business Plus. Switched relationships during the promotional period will receive $200 within 30 days after all qualifying requirements are met. 3Rivers reserves the right to withdraw or hold promotional payout if qualifications are not met and/or member changes checking account to an ineligible checking account within 120 days after payout is paid. Promo code “SWITCH” must be utilized upon account opening. Offer void for persons who have had any existing 3Rivers checking account open within the last 6 months and/or employees of 3Rivers Federal Credit Union. Payout may be considered interest and, as such, 3Rivers will provide an IRS form 1099-INT. Please consult your tax advisor for any tax-related questions.