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Switch to 3Rivers and get $500!

Switch to 3Rivers & get $500!

People walking into and out of 3Rivers' St. Joe Branch.

Looking for better banking and some extra cash? You’re in the right place! For a limited time, we’ll reward you with $500¹ when you open a qualifying checking account.*

While the cash is great, we think you’ll find more value in joining a cooperative that’s been putting members first for 90 years. We’re committed to helping you reach your financial goals through every stage of life. And we’re invested in YOUR community, giving back to the people, places, and events that matter most to you.

Claim your $500 in 3 easy steps:

  1. Open a qualifying checking account by October 31, 2025—using the button below.
  2. Make three (3) deposits totaling $300+ via direct deposit or mobile deposit within 60 days.
  3. Keep your account in good standing for 90 days.

That’s it—no other strings attached!

Be sure to use the code "SWITCH25" when opening your account!

Apply now!

And don’t miss out on these extra membership perks:

  • Earn up to $10/month with Cash Back Checking²!
  • Mange your money 24/7 with our free digital banking tools.
  • Get free guidance and service from local experts you know and trust.
  • Enjoy competitive rates and fees when you need to borrow.
  • Take advantage of our nationwide network of shared branches and ATMs while away from home!

    ¹DISCLAIMER
    ²Cash Back Checking Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. Monthly Qualification Cycle means the calendar month, beginning first day of the month through end of business (4:00 pm EST) on the last day of the month. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, signature-based and PIN-based debit card purchases less than $0.01, debit card purchases processed by merchants and received by 3Rivers Federal Credit Union as ATM transactions, non-retail payment transactions, and purchases made with debit cards not issued 3Rivers Federal Credit Union. Transactions bundled together by merchants and received by 3Rivers Federal Credit Union as a single transaction count as a single transaction for the purpose of earning account rewards. Reward Information: When Cash Back Checking qualifications are met during a Monthly Qualification Cycle, you will receive one-percent (1.00%) cash back on up to a total of $1,000.00 signature-based and PIN-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle based on account qualifications. When Cash Back Checking qualifications are not met, no cash back payments are made. Cash back payments will be credited to your Cash Back Checking account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. A $25 minimum deposit is required to open the account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. A $5 monthly maintenance fee, which can be waivered if account receives only eStatements and either 1.) the account has been open for equal to or fewer than 30 days or 2.) the account has at least ten (10) qualifying debit card transactions that clear the account during the Monthly Qualification Cycle. Contact a 3Rivers Federal Credit Union service representative for additional information, details, restrictions, processing limitations, and enrollment instructions.
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