Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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Young woman surrounded by moving boxes.

Renting vs. Buying

Whether you choose to buy or rent your home depends upon your life situation and personal preferences, as well as the bottom line.

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Personal Finance Mortgage & Home Loans
Couple looking at blueprint in newly constructed home.

Buying a Home as a Couple

One of the biggest decisions that come with applying for a home loan is whether or not to make the purchase with your spouse or partner. For some couples, this is a no-brainer.

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Mortgage & Home Loans
Woman smiling standing beside red car.

First-Time Auto Buyer Quick Guide

3Rivers is here to help first-time car buyers prepare for, pay for, and maintain their new set of wheels. We make sense of the sometimes hard-to-understand financial aspects and provide you with the tools that let you do your car shopping and buying where, when, and how you want to. So, what are you waiting for? Your next adventure starts here!

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Auto Loans
A change jar and miniature car.

Costs of Buying a Car

3Rivers is here to help you in your preparation, we have outlined six major expenses that occur in the car buying (and owning) process. Some are obvious, whereas others you may not have considered. Taking all of these into consideration will save you time, money, and stress in the long run!

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Personal Finance Auto Loans

Understanding Your Credit Score & Report

At 3Rivers, we believe establishing a good credit history is important to your future borrowing ability. Your first car loan is often your first credit obligation, so handling it properly is essential. On-time payments are vital to a good credit rating and future loans from the lender. Even one late payment appearing on your credit report can have a major negative impact on your credit score.

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Envelope with money and a stimulus check in front of an American flag.

What to Know About the Latest Round of Stimulus Payments

The first round of the latest stimulus payments were sent on March 12, 2021, and are now displaying as a pending direct deposit in many Americans’ bank accounts. At this time, it appears that most of the pending funds are set to be cleared by the US Department of Treasury and officially be made available on Wednesday, March 17. Please note that financial institutions are unable to post those funds until the date set by the Treasury.

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Personal Finance