Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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How to Structure Your Savings for Maximum Stability

If you haven’t considered Share Certificates (or Certificates of Deposit/CDs, as they’re known at banks) as part of your strategy, you might be leaving money on the table. Share Certificates offer fixed rates, locking in today’s yield for the entire term—even as rates fall.

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Share Certificate (CD) Checking & Savings
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How to Compare Credit Cards to Find the Best Value

Calculating the total value of a credit card is a straightforward approach: subtract the costs (interest and fees) from the rewards (introductory offers, points, and cash back).

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Debit Card & Credit Card
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A Voice for the Good: Boomerang Backpacks

This article features Boomerang Backpacks, a local non-profit with a mission dedicated to supporting local elementary-aged students facing food insecurity while enlightening our community about giving back.

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Community Engagement & Impact BlogCategories
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3 Popular Scams to Look Out for This Summer

Over the past few weeks, cybercriminals have been hard at work targeting our community. While the types of scams these days seem endless, there are three we've seen on repeat recently—including scammers impersonating 3Rivers.

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Fraud Protection & Security

Free College & Career Guidance: What's the Catch?

At 3Rivers, especially when it comes to meeting with our Youth & College Support Team for college and career guidance, this question comes up more often than you’d think. The truth is—there isn’t a catch! Meeting with us is completely free. No hidden fees, no fine print. Sure, we’d love for you to become a member, but it’s not a requirement. Why? Because when people have access to clear, helpful financial information, our entire community thrives.

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College & Trade School Preparation
People standing around the Camp Whitley sign at Camp Whitley

A Voice for the Good: Camp Whitley

This article features Camp Whitley, a local non-profit with a mission dedicated to character development, outdoor recreation, sportsmanship, and leadership enhancements for campers, staff, and community.

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Community Engagement & Impact
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Making Sense of Your Annual Escrow Analysis

Each year, we perform an escrow analysis to ensure that we’re collecting the correct amount to cover these disbursements. Depending on changes in insurance premiums or property taxes, your mortgage payment may increase or decrease as a result. If you have a mortgage with 3Rivers, you should be receiving your escrow analysis soon (if you haven’t already)!

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Mortgage & Home Loans