The Hagerstown Branch will be closed March 7th, 9th, and 14th for scheduled renovations. We appreciate your patience as we make improvements to better serve you.
You may occasionally drop the phrase, “That doesn't fit my budget,” or hear family, friends, or strangers claim, “I’m really sticking to my budget this year!” But answer me this: How often do we actually have a budget – one that’s mapped out, detailed, and truly top of mind – to be referencing like this?
So, you've already outlined some specific, realistic resolutions and plans to get your home organized and your mind and body in shape. Don't forget your finances! We want nothing more than for you and your family to break the cycle of debt - or maintain a positive financial situation - so you can save for the present, for the future, and for any unexpected emergencies in between and live comfortably, without the weight of money keeping you down.
One of the most popular non-health related New Year's resolutions people make is to get organized. We love this goal because there are so many creative ways to get your home in order without breaking the bank (thanks, Pinterest!) We've rounded up over 200 ideas to get you started.
If you've resolved to improve your mind and your body this year, doing so doesn't have to cost you a fortune. Check out these twelve totally affordable and effective ways you can boost your well-being on a budget.
There is no more popular time than the first of the year for goal-setting. We often have grand visions of how we will look, feel, and live before ringing in the next year by knocking out major resolutions left and right. For some, the major lifestyle changes stick. For others, resolutions are long given up on, or forgotten, just a few weeks into the new year.
So, you saved up, created a holiday budget, gave affordable gifts, and celebrated the season frugally, but you still ended up with far more holiday debt than you'd like. It's no fun to kick off a New Year with financial stress, feeling totally broke. Here are some ways you can get rid of that December debt as quickly as possible.
We're huge fans of shopping secondhand to save major bucks, but sometimes it can be hard to decide whether you're better off buying new or used items, especially when health and safety are concerned.
For many, tax time is a time of celebration and relief, as they'll be getting money back into their pockets. But what happens when you (unexpectedly) discover you owe money back on taxes and don't have the funds to cover the cost?