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Branch Renovation Closure
The Hagerstown Branch will be closed March 7th, 9th, and 14th for scheduled renovations. We appreciate your patience as we make improvements to better serve you.
Once you’ve reached your travel destination, you’ve likely felt pang or two of worry about how much the trip has already cost you – the pricey plane ticket, the costly new suitcase, the expensive hotel booking. Fear not, though! You can experience the new city, state, or country you’ve landed in for far less than what you’ve spent on getting there.
The journey to your travel destination can be the absolute best, the absolute worst, or the just so-so portion of your adventure. Making sure you've budgeted and packed properly, and that you take care of yourself (and the family) while in the air, on the tracks, or on the open road, are key to ensure the "getting there" is just as memorable and manageable as the final destination itself.
Taking a trip this season or planning one for the future? Here are ten tips that'll help you save money on travel and get the most out of your experience.
Several folks from the 3Rivers team are closely following recent news about potential card data breaches involving Home Depot and Goodwill Industry stores. Because this could involve a large number of cards and impact many 3Rivers members, we wanted to share some facts and offer suggestions for ways to be proactive in securing your money matters with as little inconvenience as possible. As always, we’ll keep monitoring details as they develop and communicate them to you.
Compound interest is "[interest] calculated on the initial principal and also on the accumulated interest of previous periods of a deposit or loan. Compound interest can be thought of as “interest on interest,” and will make a deposit or loan grow at a faster rate than simple interest, which is interest calculated only on the principal amount.
Look at it this way, though. Let's say you go grocery shopping once a week and spend just a measly $10 extra each time. That adds up to $520 a year. Keep it up for five years, and you're out $2,600. Those are extra dollars that could go toward paying off debt, financing costly home repairs, or growing your savings or emergency fund instead.
In case you missed it, vinegar is making a whole new name for itself. Pinterest-users, DIY bloggers, and even retailers are raving about the many health benefits of apple cider vinegar as well as the household uses for distilled white vinegar.
Whether you're totally unfamiliar and brand new to investing or you've become an expert over the years, here's an ultimate glossary of investment-related terms you should know to better understand the industry.