Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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Christmas in July: 20 DIY Holiday Gift Ideas Under $20

Once you've come up with a holiday-focused savings plan and created a holiday budget, it's time to start thinking about gift-giving. While you'll likely make several purchases in-store and online for your loved ones, DIY gifts are becoming increasingly common, and really do feel a little more special (to give and to receive!)

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Personal Finance

Christmas in July: How to Create a Holiday Budget + Stick to It

Preparing yourself to get through the holiday season without going deeply in debt can be done. Start thinking about these steps (and acting on them ASAP) and you'll come back home from holiday shopping madness with a little more leftover in your wallet!

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Personal Finance

Christmas in July: Save $1,000 by December

It might seem a little early to be thinking about the holidays, but once the first of December rolls around and you're scrambling to decorate, think of unique gift ideas, and round up the money to pay for those many, many holiday expenses, you'll be muttering, "I wish I would have started all of this months ago."

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Personal Finance Checking & Savings

Student Life: The REAL Cost of a Student Loan

The average American who takes out student loans will have accumulated just over $24,000 in debt by the time they graduate. However, that is not the amount they will be paying back to the financial institution that they borrowed it from over those 5-25 years of repayment. The real cost of a student loan can be complex and difficult to grasp, but I am here to try and break that down for you today.

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Student Loans

How-Tuesday: How to Stop Living Paycheck to Paycheck

Thirty-eight million households in the United States today live paycheck to paycheck. Sure, many of these households own their own home or contribute to their retirement savings, but after bills are paid and the necessities are purchased, they have no extra cash on hand.

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Personal Finance

Money Monday: The Biggest Money Mistakes We Make in Our 20s, 30s, and 40s

With age comes wisdom, but when it comes to finances, it's best to have as big of a heads up as we can! Whether you're just starting out own your own and fearful of, or struggling with, the financial stress that independence brings, or you're long past that point and still not quite comfortable with your money matters, it's never too early - or late - to take control of your finances!

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Student Loans Personal Finance Investment

Thrifty Thursday: Top Tips for Thrift Shopping

Thrifting has never been more popular. First, it's now "cool" to be "uncool" - or dress in and decorate with vintage, one-of-a-kind and a-little-worn-in finds. Second, it's usually way cheaper than spending full price at mass retailers.

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Personal Finance