Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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10 Tax Scams to Avoid

The IRS often warns consumers about tax scams this time of year. While it’s important to keep an eye out as you work with your tax preparer or do your own yearly tax filing, watch out for many of these scams that happen year-round.

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Tax Returns Fraud Protection & Security

Consumer Protection: Your Rights & Responsibilities

As National Consumer Protection Week continues, here are some basic steps you can take to protect yourself. Phishing and identity theft are serious problems, costing banks, credit unions and consumers millions of dollars every year. In many cases involving credit card fraud, your bank or credit union assumes most of the risk. But even in cases where the customer is made whole, and the bank or credit union covers the fraudulent charge, the consumer pays a price in terms of inconvenience and occasionally with a hit to their credit that takes time and effort to clear up.

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Understanding Your Credit Score & Report

At 3Rivers, we believe establishing a good credit history is important to your future borrowing ability. Your first car loan is often your first credit obligation, so handling it properly is essential. On-time payments are vital to a good credit rating and future loans from the lender. Even one late payment appearing on your credit report can have a major negative impact on your credit score.

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Students standing in room at college.

4 Options to Consider for More Financial Aid

If you have college funding gaps that need to be filled, there are still options for additional financial aid. We’d love to help you explore ways to get this semester paid for.

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Student Loans College & Trade School Preparation

Have Questions? We’ve Got Answers!

Looking for some quick and simple answers to common questions like, "What are your holiday hours?" "How do I reset my mobile password?" "What's your routing number?" and more? You might want to take a look at our Frequently Asked Questions page!

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Digital Banking & Technology
A graphic of people filling a piggy bank

Building an Emergency Fund

While building an emergency fund has always been an important part of one’s personal finances, in recent years, it’s quickly jumped to the top of the priority list for many.

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Personal Finance
Graphic of someone cutting debt

Managing Debt

Debt can build up in many ways—credit cards, loans, unexpected expenses, or major life events. No matter how it happened, one thing's clear: dealing with debt often feels impossible.

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Debt Management