CREDIT UNIONS VS. BANKS: While credit unions offer all of the products and services you’d expect from a financial institution, and are federally insured, they're different in that they exist on the philosophy of “people helping people.”
While building an emergency fund has always been an important part of one’s personal finances, in recent years, it’s quickly jumped to the top of the priority list for many.
Debt can build up in many ways—credit cards, loans, unexpected expenses, or major life events. No matter how it happened, one thing's clear: dealing with debt often feels impossible.
We always hear about preparing our home for the colder months - to prevent higher heating costs, frozen pipes, and other cold-weather tragedies, but it's equally important to prepare your home for the heat in order to save money and stress from potential seasonal-related damages and extra energy costs. If you're living in the Midwest, here are a few things you'll want to take care of over the next several weeks.
Once you’ve made the decision to buy your own home, visited 3Rivers to make sure you can arrange financing, and speak with a loan officer to determine how much home you can afford, what’s next? The fun part!
There's nothing quite like finding yourself with an extra chunk of change (no matter how large or how small.) Perhaps it's a quarterly or holiday bonus, a nice tax refund, or just an unexpected birthday check from the grandparents - any additional income that finds its way to you can put you in a better position financially, assuming you use it wisely!
As the cost of college continues to rise, students are having to look for more avenues to help pay for school. Throughout this process, they’ll be turning to their parents and guardians for guidance in helping them make the smartest decisions when it comes to borrowing money—and paying off those debts later. It’s crucial that parents and guardians have a clear vision of the level of involvement they’ll have in helping their children take out and pay off loans before having these discussions.
Scholarships are one of the best ways to earn free money for your higher education. Not sure how to get started in finding the best scholarship options for you? Follow these easy steps and you'll be applying to several in no time!