Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

Categories

Understanding Your Credit Score & Report

At 3Rivers, we believe establishing a good credit history is important to your future borrowing ability. Your first car loan is often your first credit obligation, so handling it properly is essential. On-time payments are vital to a good credit rating and future loans from the lender. Even one late payment appearing on your credit report can have a major negative impact on your credit score.

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Students standing in room at college.

4 Options to Consider for More Financial Aid

If you have college funding gaps that need to be filled, there are still options for additional financial aid. We’d love to help you explore ways to get this semester paid for.

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Student Loans College & Trade School Preparation

Have Questions? We’ve Got Answers!

Looking for some quick and simple answers to common questions like, "What are your holiday hours?" "How do I reset my mobile password?" "What's your routing number?" and more? You might want to take a look at our Frequently Asked Questions page!

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Digital Banking & Technology
A graphic of people filling a piggy bank

Building an Emergency Fund

While building an emergency fund has always been an important part of one’s personal finances, in recent years, it’s quickly jumped to the top of the priority list for many.

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Personal Finance
Graphic of someone cutting debt

Managing Debt

Debt can build up in many ways—credit cards, loans, unexpected expenses, or major life events. No matter how it happened, one thing's clear: dealing with debt often feels impossible.

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Debt Management

How-Tuesday: How to Prepare Your Home for Summer

We always hear about preparing our home for the colder months - to prevent higher heating costs, frozen pipes, and other cold-weather tragedies, but it's equally important to prepare your home for the heat in order to save money and stress from potential seasonal-related damages and extra energy costs. If you're living in the Midwest, here are a few things you'll want to take care of over the next several weeks.

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Personal Finance
Mother and teen daughter talking on couch.

A Parent's Guide to Student Loan Options, Co-Signing & Having Conversations About Paying the Bills

As the cost of college continues to rise, students are having to look for more avenues to help pay for school. Throughout this process, they’ll be turning to their parents and guardians for guidance in helping them make the smartest decisions when it comes to borrowing money—and paying off those debts later. It’s crucial that parents and guardians have a clear vision of the level of involvement they’ll have in helping their children take out and pay off loans before having these discussions.

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Student Options Student Loans