Which Checking Account is Right for You? Explore Our Options!
Are you in the right checking account for your current financial needs and spending habits? Here's a look at the checking solutions 3Rivers has to offer!
3Rivers recognizes that a checking account best suited for one member may not be the best option for another, based on varying financial situations and lifestyles. As our lives evolve into different stages and seasons, the checking accounts we opened years ago may no longer be the best fit for us now. That's why we have several checking solutions to choose from, all built with numerous life stages and situations in mind.

Whether you've not yet opened a checking account with us, or just want to ensure that you're in the right product for your financial needs and spending habits, it's worthwhile to review all of the options available to you!
Compare Products: You can do a side-by-side comparison of our products with our checking comparison sheet by clicking here.
Here's a quick overview of our checking products:
Cash Back Checking
Who says a checking account can't pay you back? Certainly not us! Our Cash Back Checking puts money right back into your account each month. The more you use your 3Rivers debit card to pay for everyday purchases, the more you earn!
Dividends+ Checking
A checking account that fits your lifestyle and rewards you with a higher monthly dividend!
Simply Free Spending
A straightforward account with transparency and simplicity at its core. Enjoy no monthly maintenance fees, a Mastercard® debit card, free digital banking, and unlimited bill pay.
Classic Checking
Manage your money with confidence using tools that work the way you do. Whether you're writing checks, paying bills online, or using your debit card, Classic Checking delivers the features you need without unnecessary complications or confusion. Receive one complimentary box of checks annually.Manage & Spend Your Money, Your Way
Most of our checking accounts offer you several ways to manage and spend your money. Our 3Rivers Mastercard© debit cards come equipped with EMV chip and tap-to-pay technology, and can be printed on-demand in our branches should you need a same-day card or replacement card!
You can check balances, transfer funds, and monitor your checking accounts 24/7 with 3Rivers online and mobile banking.
Set spending limits, turn cards on and off, set travel plans, and get alerts with digital banking's card control features. Access our conveniently located ATMs when at home, and our nationwide network of shared ATMs while traveling.
Questions about any of these products and their offerings? Want to discuss making the switch from one 3Rivers checking account to another? We'd love to help! Schedule an appointment to visit your nearest branch or give us a call at 800.825.3641 today!