Financial Education

Helpful, easy-to-understand articles to guide your financial wellness journey at every stage.

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What Are Share Certificates & How Do They Work?

Share certificates are a savings option offered by credit unions like 3Rivers, designed to grow your money by a higher dividend (interest earned) than regular savings accounts over a set period of time. Share certificates work in the same way certificates of deposits (CDs) do; the main difference is that share certificates are offered by credit unions and CDs by banks.

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Share Certificate (CD)
Students standing in room at college.

4 Options to Consider for More Financial Aid

If you have college funding gaps that need to be filled, there are still options for additional financial aid. We’d love to help you explore ways to get this semester paid for.

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Holding a key in front of a house.

Is an Adjustable-Rate Mortgage (ARM) Right for You?

In an uncertain mortgage environment, you may be wondering what the best home loan option is for putting you in the best financial position now and in the future. And while no one can predict what will happen years from now, an Adjustable-Rate Mortgage (ARM) may be a great option for some borrowers who are looking to purchase a home when rates are trending higher than they have in the past several years.

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Mortgage & Home Loans
Graduation cap and money next to FAFSA sign

3 Common FAFSA Myths, Debunked!

As the April 15 deadline for filing the Free Application for Federal Student Aid (FAFSA) approaches, we want to share three more common misconceptions about the FAFSA.

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College & Trade School Preparation
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A Voice for the Good: Little River Wetlands Project

This article features Little River Wetlands Project (LRWP)—a local non-profit on a mission to “restore and protect wetlands in the historic watershed of the Little River, a major tributary of the Wabash River, and to provide educational opportunities that encourage good stewardship of wetlands and other natural ecosystems.”

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Community Engagement & Impact