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Protections for Loans

Life can sometimes be accompanied by the unexpected. Secure some peace of mind by knowing your investments are covered. The products described below are designed to protect you and your good credit in case the unthinkable happens. 

Mechanical Breakdown Protection (MBP)


MBP provides protection against mechanical breakdowns above and beyond the original manufacturer's warranty.
Learn more about or add MBP.


Guaranteed Asset Protection (GAP)


GAP covers the deficiency balance on your loan in the event of a total loss of your vehicle.
Learn more about or add GAP.


Debt Protection


Debt Protection is an "umbrella" name for the program to potentially cancel debt in the event of an unexpected event.
Learn more about or add Debt Protection coverage.


Depreciation Protection (DPW)


DPW covers the depreciation of the vehicle. It is a debt cancellation product that in the event of a total loss provides a benefit equal to the difference between NADA Retail value of the vehicle at the time of coverage enrollment and the loan balance at the time of the total loss.
Learn more about or add DPW.


Auto Essentials (VPP)

VPP provides protection from normal driving incidents and out-of-pocket expenses that aren't typically covered by insurance policies, manufacturer's warranties or extended warranties.
Learn more about or add VPP.

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