Business Credit Card
3Rivers Business Mastercard®
3Rivers is proud to offer a 3Rivers Business Mastercard® credit card that pays you cash when you use it! This no-cost, low-rate rewards credit card1 offers convenience and security for your business and your employees. Should you need additional credit cards for other officers or employees, we offer three flexible options to meet your business needs. Plus the 3Rivers Business credit card is equipped with EMV chip and contactless technology to help keep your business and purchase information more secure and transactions simple.
The 3Rivers Business credit card lets you choose between cash back2, merchandise, gift cards, and travel. 3Rivers makes it easy and gives you all the rewards in one easy-to-use card.
Apply today! Give our Retail Sales team a call at 260.399.8268 or email retailsalesteam@trfcu.org to get started.
Rewards
- 1 point for every dollar spent
- Cash back option on earned rewards used in the form of statement credits
- Redeem points for everyday business expenses to help with travel costs, to reward employees, or to entertain clients
- Rewards are redeemable through online and mobile banking
- Account is automatically enrolled in rewards program
Convenient & Flexible Payment Features
- Consolidated or individual pay card options
- Payments can be made over time with interest
1The Annual Percentage Rate (APR) for purchases, balance transfers and cash advances is fixed at 18.00%, which means it will not fluctuate based upon Prime Rate or other indices. Rate is subject to change as permitted by the Credit Card Agreement and applicable laws, which may include, but are not limited to, failure to comply with Agreement terms (such as late payments), or the expiration of any introductory or promotional offer rate period. You will be provided advance notice of changes to the fixed APR as required by law. Fixed Rate APR applies only to the interest rate on outstanding card balances. Other fees or penalty rates may apply as detailed in your Credit Card Agreement and Schedule of Fees. There is no annual fee and no balance transfer fee for the 3Rivers Business Mastercard credit card.
2The earning cash back is equal to 1 point for every $1 transferred or purchases made with the 3Rivers Business Mastercard. Cash back is not redeemable by way of cash or check, but in the form of statement credits. Rewards can be redeemed through digital banking.
All offers may end at any time without prior notices.
Business Mastercard Credit Card
| Perk | Description |
|---|---|
| Annual Percentage Rate1 | As low as 18% APR1 |
| Minimum Finance Charge | NONE |
| Annual Fee | NONE |
| Grace Period | If you pay your previous balance in full on or before the due date shown on your previous statement, you will have a grace period on purchases of 25 days from the statement closing date to the payment due date. |
| Cash Advances | 3% |
| Balance Transfer Fee | NONE |
| Over Limit Fee | NONE |
| Late Payment Fee | $25.00 if payment is more than 10 days late |
| Method of Computing Balance | Average daily balance including new transactions |
Schedule a Call to Apply Today
1No annual fee. Annual percentage rate and credit limit based on credit analysis and evaluation.