Share Certificates
If you want a safe, short-term saving solution, a share certificate will allow you to save your money with a fixed rate over a specific term.
With as little as $500, you can open a share certificate right now.
Rates & Terms
- Certificates / IRA Certificates
- 8-01-2017
Term |
Minimum Balance to Open |
Dividend Rate1 |
APY2 |
||
|---|---|---|---|---|---|
3 Month |
$500 |
0.20% |
0.20% |
||
6 Month |
$500 |
0.45% |
0.45% |
||
12 Month |
$1000 |
0.65% |
0.65% |
||
18 Month |
$1000 |
1.00% |
1.00% |
||
24 Month |
$1000 |
1.09% |
1.10% |
||
30 Month |
$1000 |
1.14% |
1.15% |
||
36 Month |
$1000 |
1.29% |
1.30% |
||
48 Month |
$1000 |
1.39% |
1.40% |
||
59 Month3 |
$1000 |
1.64% |
1.65% |
||
60 Month |
$1000 |
1.69% |
1.70% |
||
1 Variable rate account, rate is subject to change anytime after account opening. Fees could reduce earnings. Please see our Fee Disclosure Statement for further information about fees potentially related to these accounts. 2 APY=Annual Percentage Yield. There may be a penalty for early withdrawal. Dividends compounded daily and paid the last day of each month. Certificates are insured up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION. Additional insurance coverage of $250,000 is provided by EXCESS SHARE INSURANCE for total protection up to $500,000. 3 Term and rate only applies to the Bump Rate Certificate. Please see our Bump Rate Certificate for further information. | |||||