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Rate & Fee Disclosure

Truth In Savings Disclosure (PDF)

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

Savings

Last updated: 9/1/2020
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) $33.00
Overdraft Protection Transfer $10.00

* Individuals under age 18 are exempt from these fees.

** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.

***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.

**** A foreign transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM.  This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.

***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.

****** No activity on account for 12 months. An account with $1,000 in assets or holder is under the age of 18 is exempt from this fee.

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