Rate & Fee Disclosure

Truth In Savings Disclosure (PDF)

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

Savings

Last updated: 4/1/2024

Share Savings Account Fees	Fee Amount
Standard Savings Account Monthly Maintenance* You maintain an active 3Rivers checking account, You receive eStatements instead of paper statements mailed through the USPS, Your Standard Savings account maintains a minimum daily balance* of at least $500, Your individual combined relationship** is a minimum daily balance* of at least $2,500, Your Standard Savings account is 60 days old or less.	$5.00
NSF (Non-Sufficient Funds) Paid / Rejected	$33.00 / $10.00
Overdraft Protection Transfer	$3.00

Share Savings Account Fees

Fee Amount

Standard Savings Account Monthly Maintenance*

You maintain an active 3Rivers checking account,
You receive eStatements instead of paper statements mailed through the USPS,
Your Standard Savings account maintains a minimum daily balance* of at least $500,
Your individual combined relationship** is a minimum daily balance* of at least $2,500,
Your Standard Savings account is 60 days old or less.

$5.00

NSF (Non-Sufficient Funds) Paid / Rejected

$33.00 / $10.00

Overdraft Protection Transfer

$3.00

_{* Individuals under age 18 are exempt from these fees.}

_{** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.}

_{***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.}

_{**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM. This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.}

_{***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.}

_{****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.}