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All 3Rivers branches will be closed Thursday, June 19 in observance of Juneteenth Day and will reopen Friday, June 20 for regular business hours. ATMs and mobile banking will be available 24/7.

 Rate & Fee Disclosure 

Truth In Savings Disclosure (PDF)

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

Savings

Last updated: 11/11/2024
Share Savings Account Fees Fee Amount

Standard Savings Account Monthly Maintenance*

  • You maintain an active 3Rivers checking account,
  • You receive eStatements instead of paper statements mailed through the USPS,
  • Your Standard Savings account maintains a minimum daily balance* of at least $500,
  • Your individual combined relationship** is a minimum daily balance* of at least $2,500,
  • Your Standard Savings account is 60 days old or less.
$5.00
NSF (Non-Sufficient Funds) Paid / Rejected $33.00 / $10.00
Overdraft Protection Transfer $3.00

* Individuals under age 18 are exempt from these fees.

** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.

***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.

**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM.  This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.

***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.

****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.

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