Share Certificate Specials
Grow your savings with one of our top-of-market promotional Share Certificate Specials
If you want a safe and secure savings solution, a share certificate allows you many more options, whether short or long term options to reach your savings goals faster. These special rates and terms are offered for a limited time, and you can open your new account online today!
Current Share Certificate Specials

What Are Share Certificates & How Do They Work?
Share certificates work in the same way certificates of deposits (CDs) do; the main difference is that share certificates are offered by credit unions and CDs by banks.
Learn More
Share Certificate Specials
Term/Options | Minimum Balance to Open | Dividend Rate | APY | Early Withdrawal Penalty¹ |
---|---|---|---|---|
Any Purpose Savings Certificate² | $25.00 | 1.49% | 1.50% | 90 Days' Dividends |
7 Month4 | $5,000 | 4.64% | 4.75% | 30 Days' Dividends |
11 Month Safety Certificate3 |
$5,000 | 3.44% | 3.50% | 30 Days' Dividends (If closed before 30 days) |
33 Month7 | $5,000 | 3.92% | 4.00% | 180 Days' Dividends |
Learn More about our Certificate Options
1 - Penalty varies based upon the term of the certificate (and may include principal) as follows: Under 1 year = the equivalent of 30 days’ dividends; 12-36 months = the equivalent of 180 days’ dividends; Over 36 months = the equivalent of 365 days’ dividends; Any Purpose Savings = the equivalent of 90 days’ dividends.
2 - Any Purpose Savings Certificate Limited time offer and subject to discontinuation at any time without advance notice. Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month Term. This certificate allows for the accountholder to add funds throughout the term of the certificate.
3 - 11-Month Safety Certificate: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. Upon renewal, will renew as the 12-Month Certificate. Account must be opened at least 30 days to be eligible for penalty free withdrawal. Entire balance must be closed to withdrawal funds.
4 - 7-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 6-Month Term."
5 - 33-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 36-Month Term.