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Share Certificate Specials

Grow your savings with one of our top-of-market promotional Share Certificate Specials

If you want a safe and secure savings solution, a share certificate allows you many more options, whether short or long term options to reach your savings goals faster. These special rates and terms are offered for a limited time, and you can open your new account online today!

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Current Share Certificate Specials

13-Month Certificate ***

Earn as much as
0.00% APY***

21-Month Certificate ****

Earn as much as
0.00% APY****

33-Month Certificate ^

Earn as much as
0.00% APY****

Share Certificate Specials

Last updated: 2/1/2023
Term/Options Minimum Balance to Open Dividend Rate APY Early Withdrawal Penalty¹
Any Purpose Savings Certificate² $25.00 1.49% 1.50% 90 Days' Dividends
13 Month4 $5,000 4.16% 4.25% 180 Days' Dividends
13 Month4 $10,000
(50% New Money)7
4.64% 4.75% 180 Days' Dividends
21 Month5 $5,000 4.16% 4.25% 180 Days' Dividends
21 Month5 $10,000
(50% New Money)7
4.64% 4.75% 180 Days' Dividends
33 Month6 $5,000 4.16% 4.25% 180 Days' Dividends
33 Month6

$10,000
(50% New Money)7

4.64% 4.75% 180 Days' Dividends
11 Month Safety
Certificate3
$5,000 3.23% 3.25% 30 Days' Dividends (If closed before 30 days)

Learn More about our Certificate Options

 

1 - Penalty varies based upon the term of the certificate (and may include principal) as follows: Under 1 year = the equivalent of 30 days’ dividends; 12-36 months = the equivalent of 180 days’ dividends; Over 36 months = the equivalent of 365 days’ dividends; Any Purpose Savings = the equivalent of 90 days’ dividends.

2 - Any Purpose Savings Certificate Limited time offer and subject to discontinuation at any time without advance notice. Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month Term. This certificate allows for the accountholder to add funds throughout the term of the certificate.

3 - 11-Month Safety Certificate: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. Upon renewal, will renew as the 12-Month Certificate. Account must be opened at least 30 days to be eligible for penalty free withdrawal. Entire balance must be closed to withdrawal funds.

4 - 13-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 12-Month Term. To be eligible for the higher rate for the 13-Month Share Certificate at least 50% of the opening balance must be new money to 3Rivers.

5 - 21-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 24-Month Term. To be eligible for the higher rate for the 21-Month Share Certificate at least 50% of the opening balance must be new money to 3Rivers.

6 - 33-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 36-Month Term. To be eligible for the higher rate for the 33-Month Share Certificate at least 50% of the opening balance must be new money to 3Rivers.

7 - New Money: The funds may not be from an existing 3Rivers membership account.

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