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Share Certificate Specials

Grow your savings with one of our top-of-market promotional Share Certificate Specials

If you want a safe and secure savings solution, a share certificate allows you many more options, whether short or long term options to reach your savings goals faster. These special rates and terms are offered for a limited time, and you can open your new account online today!

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Current Share Certificate Specials

13-Month Certificate ***

Earn as much as
0.00% APY***

33-Month Certificate ****

Earn as much as
0.00% APY****

59 Month Certificate (Bump Rate) ^

Earn as much as
0.00% APY^

Share Certificate Specials

Last updated: 9/6/2022
Term/Options Minimum Balance to Open Dividend Rate1 APY2 Early Withdrawal Penalty*
Any Purpose Savings Certificate** $25.00 0.20% 0.20% 90 Days' Dividends
13 Month *** $10,000 1.69% 1.70% 180 Days' Dividends
13 Month *** $20,000 (50% New Money) 1.98% 2.00% 180 Days' Dividends
33 Month **** $10,000 1.88% 1.90% 180 Days' Dividends
33 Month **** $20,000 (50% New Money) 2.18% 2.20% 180 Days' Dividends
59 Month Bump Rate^ $10,000 2.23% 2.25% 365 Days' Dividends
59 Month Bump Rate^ $20,000 (50% New Money) 2.47% 2.50% 365 Days' Dividends

Learn More about our Certificate Options

* Penalty varies based upon the term of the certificate (and may include principal) as follows: Under 1 year = the equivalent of 30 days’ dividends; 12-36 months = the equivalent of 180 days’ dividends; Over 36 months = the equivalent of 365 days’ dividends; Any Purpose Savings = the equivalent of 90 days’ dividends.

** Any Purpose Savings Certificate Limited time offer and subject to discontinuation at any time without advance notice. Allows accountholder to select a term ranging from 6 to 24 months. Upon renewal, will renew at a 3-month Term. This certificate allows for the accountholder to add funds throughout the term of the certificate.

*** 13-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 12-Month Term. To be eligible for the higher rate for the 13-Month Share Certificate at least 50% of the opening balance must be new money to 3Rivers. The funds may not be from an existing 3Rivers membership account.

**** 33-Month Certificate Special: Limited time offer and subject to discontinuation at any time without advance notice. Available to both consumer and business members. IRA option available on consumer certificates. Upon renewal, will renew at a 36-Month Term. To be eligible for the higher rate for the 33-Month Share Certificate at least 50% of the opening balance must be new money to 3Rivers. The funds may not be from an existing 3Rivers membership account.

^ 59-Month Bump Rate Certificate. : Limited time offer and subject to discontinuation at any time without advance notice. Available to consumers. IRA option available on consumer certificates. Upon renewal, will renew at a 60-Month Term. Allows for a single rate increase during the life of the certificate. To be eligible for the higher rate for the 59-Month Bump Rate Certificate at least 50% of the opening balance must be new money to 3Rivers. The funds may not be from an existing 3Rivers membership account. Please see our Bump Rate Certificate. Please see our Bump Rate Certificate Disclosure for further information and restrictions.

1 Variable rate account. Rate is subject to change. Fees could reduce earnings. Please see our Rate & Fee Disclosure Statement for further information about potentially related fees.

2 APY=Annual Percentage Yield. There may be a penalty for early withdrawal. Dividends compounded daily and paid the last day of each month. Certificates are insured up to $250,000 by the NATIONAL CREDIT UNION ADMINISTRATION.

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