Vehicle Loans

Whether you're looking to buy a vehicle for work or play, 3Rivers has the auto loan to help you get moving!

No one makes it easier than 3Rivers to shop for, buy, and protect your vehicle. Only at 3Rivers will you get 1% cash back up to $500* on ALL vehicle loans - including auto, truck, motorcycle, RV/camper, boat, ATV, personal watercraft, and snowmobile vehicles.



We combine all elements of the car buying service by offering:

  • Convenience: Our online and mobile buying process - with competitive rates on all our auto, truck, RV/camper, boat, and/or motorcycle loans - is available 24/7.
  • Protection: We give you the options for peace of mind with added protection plans, including MBP, GAP, Debt Protection, and DPW for your new vehicle.
  • Car Buying Service: We've partnered with the TrueCar car buying service, which helps you search for your new ride at the best price through a network of trusted dealers.
  • Easy Application: Our in-house underwriters provide a quick turnaround on loan processing and approvals. You can apply on the web, from your mobile device, or in a branch.

SHOP       BUY       PROTECT

Looking to refinance? 3Rivers also offers vehicle loan refinancing options. To see if refinancing your auto loan could benefit you, click here.

*Offer valid on consumer-purpose new money vehicle loans including auto, truck, RV/camper, boat, motorcycle, ATV, personal watercraft, and/or snowmobile or refinances of same from another financial institution. If refinancing an existing 3Rivers loan, a minimum of $5,000 new money is required to get the cash back. Only new money is valid for the 1% cash back. Rebate will be credited to member within 30 days of loan disbursement. Loan must remain at 3Rivers for a minimum of 180 days or rebate amount will be added to the loan upon payoff. No other offers/discounts apply, including rate discounts. Minimum loan amount of $5,000. Maximum cash back of $500 per financed loan. 3Rivers reserves the right to amend, suspend, or discontinue offer at any time.
APR=Annual Percentage Rate. All rates advertised are based upon borrowers qualifications and loan amount.