Message: 3Rivers will be closed on Monday, January 16, in observance of Martin Luther King, Jr. Day. We will reopen on Tuesday, January 17.

Home Mortgages

Whether you’re looking to build, buy, or refinance your first home, your dream house, or a vacation home, or if you're just looking to make your payments a little easier on your wallet, we have mortgage solutions to make your goal happen.

Mortgage Options

Conventional Loans:  As low as 3%* down 

New Construction: As low as 5%* down and a one-time closing

Government: VA, FHA, and USDA options

Manufactured Homes: As low as 3.5%* down, no single-wide properties

Ready to apply?

Have the following information ready:

  • Social Security Number
  • Date of Birth
  • Income, Asset, and Employment Information

Learn more about our mortgage loan officers or continue working with your selected mortgage loan officer.

Dan Fivecoate | Jeremy High | Phil Kosmala | Doug Lehman

Eric Smothermon | David Wingate Jr. | Crystal Cobb | Larry Custard

Not currently working with a 3Rivers mortgage loan officer or just want to check our rates?




Need more information?

Email and a loan officer will contact you within one business day.

Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.
*Down payment is based on borrower's qualifications.

Related Videos


  • Mortgage Overview Options

  • VA Mortgage Program

  • Purchasing A Home Quick Guide

  • Mortgage Application Checklist