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 Rate & Fee Disclosure 

Truth In Savings Disclosure (PDF)

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

All 3Rivers Branches

Last updated: 12/28/2022
Branch Address City State Phone
Angola 2998 Boyer Way Angola Indiana 260.310.8801
Auburn 204 Touring Dr. Auburn Indiana 800.825.3641
Bluffton 2030 Commerce Drive Bluffton Indiana 800.825.3641
Columbia City 275 W. Frontage Road Columbia City Indiana 800.825.3641
Decatur 860 S 13th St. Decatur Indiana 260.724.3867
Dupont 3750 E Dupont Road Fort Wayne
Indiana 800.825.3641
East State Village 1130 E. State Boulevard Fort Wayne Indiana 800.825.3641
Fortville 585 W Broadway St. Fortville Indiana 800.825.3641 x2210
Hagerstown 10 East Main Street Hagerstown Indiana 765.489.4011
Kendallville 551 W North St. Kendallville Indiana 800.825.3641
Liberty 207 North Main Street Liberty Indiana 765.458.6485
Muncie 6220 W. McGalliard Rd Muncie  Indiana 765.685.0009
New Haven 10915 Isabelle Drive New Haven Indiana 800.825.3641
Northland 1615 Northland Blvd. Fort Wayne Indiana 800.825.3641
Pendleton 700 Henderson Way Pendleton Indiana 765.221.3299
Richmond Central 34 South 7th Street Richmond Indiana 765.962.9587
Richmond Eastside 101 South 37th Street Richmond Indiana 765.966.0328
Shoppes of Scott Road 10373 W State Road 14 Fort Wayne Indiana 800.825.3641
St. Marys 420 Greenville Rd St. Marys Ohio 419.394.3482
Stellhorn Crossing 9112 Stellhorn Crossing Parkway Fort Wayne Indiana 800.825.3641
Waynedale 5005 Bluffton Rd. Fort Wayne Indiana 800.825.3641
West Jefferson 8080 West Jefferson Boulevard Fort Wayne Indiana 800.825.3641
Harrison Square 301 West Jefferson Blvd. Fort Wayne Indiana 800.825.3641
St. Joe Center Road 5703 YMCA Park Drive East Fort Wayne Indiana 800.825.3641

* Individuals under age 18 are exempt from these fees.

** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.

***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.

**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM.  This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.

***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.

****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.

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