Rate & Fee Disclosure
Truth In Savings Disclosure (PDF)
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
Cash Back Rewards
Here's a look at how much you can earn, based on how many transactions you make with your debit card:
| Cycle Debit Card Transactions | Cash Back Rate* | Max Refund Amount |
|---|---|---|
| 1 to 19 Transactions | 1.00% | $2.50 |
| 20 to 39 Transactions | 1.00% | $5.00 |
| 40 to 59 Transactions | 1.00% | $7.50 |
| 60+ Transactions | 1.00% | $10.00 |
Monthly Maintenance Fee: $5
Monthly maintenance fee is waived if statement is delivered electronically and ANY ONE of the following is true:
- Your Cash Back Checking account is 30 days old or less
- You have at least ten (10) 3Rivers debit card transactions that clear your account during the statement cycle
* Individuals under age 18 are exempt from these fees.
** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.
***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.
**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM. This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.
***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.
****** No activity on account for 12 months. IRA accounts and accounts with $1,000+ in assets or primary owner is under the age of 18 are exempt from this fee.