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Rate & Fee Disclosure

Truth In Savings Disclosure (PDF)

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

Credit Card Balance Payoff Example: $5,000 | Rate: 12.45%

Last updated: 4/1/2021
Payment Per Month How Long To Pay Off? Total Interest Paid
$75.00 9 years, 6 months $3,549.40
$150.00 3 years, 6 months $1,167.66
$500.00 11 months $306.79

* Individuals under age 18 are exempt from these fees.

** Fee applies when overdraft is created by check, in-person withdrawal, or other electronic means.

***Fee applies when overdraft is created during an ATM or one-time debit transaction. Affirmative consent (opt-in) is required.

**** A Non 3Rivers transaction is considered an inquiry, transfer, deposit or withdrawal on any non-3Rivers owned ATM.  This fee does not apply to transactions on Rhythm (Epic) or Livin' Free Checking Accounts.

***** A Point-of-Sale (POS) transaction can mean a retail shop, a checkout counter in a shop, or the location where a transaction occurs. More specifically, the point-of-sale often refers to the hardware and software used for checkouts – the equivalent of an electronic cash register.

****** No activity on account for 12 months. An account with $1,000 in assets or holder is under the age of 18 is exempt from this fee.

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