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Traveling for the Holidays? Let Your Credit Union Know!

Article updated November 2022.

If you plan on traveling for the holidays over the next few weeks, we hope the preparation and the journey go as smoothly as possible. One pro tip to ensure that happens on the finance front? Let your financial institution know if you'll be leaving the state!

Airport at Christmastime.

For your protection, financial institutions and the credit and debit card systems associated with them keep track of your spending history and patterns. If you're not a frequent traveler and a transaction happens far from home, or across multiple locations in a short period of time, those systems might immediately flag and freeze your account to prevent further suspicious activity.

Take a moment to mark your 3Rivers debit and credit cards for travel:

  • Download 3Rivers Card Control: Our Card Control app lets you set travel plans, turn cards on and off, set spending limits, receive real-time transaction alerts, and more. | Learn more.
  • Give us a Call: Contact us at 800.825.3641 during business hours and let a team member know your travel plans.
  • Stop into Your Nearest Branch: Visit your local 3Rivers branch to have your cards marked.

If you forgot to mark your cards for travel and they're being declined while traveling, it's likely due to a fraud protection hold or a foreign country block. Visit our FAQs to learn more.

Make sure to take advantage of our other digital banking options that allow you to stay on top of your finances while you're on the go. Check them out here!

Wishing you safe and happy travels this holiday season!

You Might Also Like: 9 Ways to Save on Holiday Travel | 10 Money-Saving Travel Tips | Staying Healthy While Traveling | Travel Week on the 3Rivers Blog

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