Flagstar Customers: Make the Switch to 3Rivers & Get $300!*

Are you a banking customer currently experiencing the transition from Wells Fargo to Flagstar? While we believe change can often be good, we also recognize that, especially when you don’t have a say, it can be confusing. This is particularly true when it comes to your money.

Let’s face it: you should have complete control over your finances, and the ability to decide where you bank.

Now is the time to make the change for good by switching to a local, longstanding, and all-encompassing financial institution you can trust. 3Rivers has been operating in and giving back to our region for over 80 years. And we’re not going anywhere. We’re here for you (and all your money matters).

For a limited time, we're welcoming Flagstar customers who make the switch to 3Rivers with $300!* Simply bring your Flagstar (or Wells Fargo) checks and/or debit card into your nearest 3Rivers branch and show them to us to get started!


Note: If applying online, your new 3Rivers account must be funded by your existing Wells Fargo/Flagstar account in order to receive the $300 incentive.

Why 3Rivers?

We believe in the dreams and goals of our 70,000+ members, and strive to provide them with the solutions and support they need for achieving them. We recognize that, when it comes to banking, it’s not one-size-fits-all. That’s why we’ve customized our accounts, services, and tools to fit your financial needs at any age and life stage.

We’re Your One-Stop-Shop

3Rivers offers all the banking products you need, allowing you to streamline your finances by keeping them all under one roof. Whether you simply need a checking or savings account, are in the market for a new car or new home, want to grow your business, or are ready to pay down debt and invest in your future, we are ready to welcome you!

We’re Accessible Anytime, Anywhere

Even though we’re local, we ensure that you have complete control of your finances, anytime, anywhere. We offer online and mobile banking – for individuals and businesses – as well as shared branching and access to tens of thousands of in-network, surcharge-free ATMs across the nation.

We’re Committed to Your Community

We’re based right here in your community and are invested in the people, places, and ideas that matter most to you. Our community involvement includes event and project sponsorships, grants to local non-profits through the 3Rivers Credit Union Foundation, volunteerism, educational seminars, and more.

We Make Switching Easy

Ready to make the switch, but dreading the time and effort of updating all your account information? We take the stress out of making the switch! Our digital SWITCHkit makes it easy to securely move your direct deposits and recurring automatic payments (like utilities, insurance, or club memberships) to your new 3Rivers account(s).


* Limited time offer, and may end with out advance notice. Account Opening incentive of $300 available to qualifying new members. In branch account openings must bring existing Wells Fargo or Flagstar checks and/or a debit card at time of account opening. Online account openings must fund 3Rivers account using a Wells Fargo or Flagstar account. Minimum opening balance of $50 required. Must have direct deposit or mobile check deposit totaling at least $200 per month. 3Rivers Standard and HSA Checking accounts are not eligible. Payout will be within 30 days of account opening and once all eligibility requirements are met. Account must remain open and in good standing for at least 6 months or incentive funds will be charged back at time of closure. Offer void if the person has had any existing 3Rivers checking account open within the last 6 months. 3Rivers employees are excluded. Payout may be considered interest and, as such, 3Rivers will be providing an IRS form 1099 INT. Please consult with your tax preparer with any questions. Learn more about qualifications at www.3riversfcu.org/flagstar.