Mobile Banking

Consumer Mobile Banking App Features

Our mobile banking app puts 3Rivers in the palm of your hand, so you can manage your money anytime, anywhere! Transfer balances between accounts, deposit checks, control your cards, monitor your credit score, and so much more with just a few clicks.

Download the 3Rivers Mobile Banking app today by clicking the appropriate icon below, or searching "3Rivers" in your mobile device’s app store. Sign-in using your Online Account Access user ID and password.

Download our Mobile Banking App Now!

For Consumer iPhone®

For Consumer Android™

Mobile Check Deposit

Deposit checks as soon as you get them using our mobile app! After endorsing the back of the check, select the account you wish to deposit it into. From there, you’ll be prompted to take a photo of the front and back of the check and confirm the amount.

Note that, for checks over $225, the first $225 will be made available immediately. The remaining amount may take up to two business days to process. Checks or combinations of checks, that add up to $10,000 or more will need to be deposited in the branch.

Online Access Checking Accounts

In CheckFree®, all checking accounts listed in online access are considered "pay from" accounts. You have the option of creating nicknames for each account to help keep track of which accounts to use for payments.

To create account nicknames, follow these simple steps:

• Log in to Online Access
• Click on the “Account Services” tab
• Click on “Account Management”
• Edit names in the “My Account Nickname” column

Payment Processing Changes

Under CheckFree, payments are scheduled by selecting the date the payee receives their money. Payments will be deducted from your account that day or at an earlier date. This gives you more control over the date the payment is actually received, eliminating the "guess work."

Questions? Contact your branch representative or Member Services Team at 800.825.3641.

Business Mobile App Features

Control your business’s finances anytime, anywhere with the 3Rivers Business Mobile App. This feature is free to 3Rivers business members!

Download the 3Rivers Business Mobile Banking app today by clicking the appropriate icon below, or searching "3Rivers" in your mobile device’s app store. Sign-in using your Online Account Access user ID and password.

Download our Mobile Banking App Now!

For Business iPhone®

For Business Android™

Some of the 3Rivers Business Mobile app’s many features include*:

• Remote Check Deposit: Deposit checks, view check images, and view deposit history within the app (compatible with devices using auto-focus cameras).
• Real-Time Business Account Balances
• Transfer Funds Between Accounts
• View Pending Transactions
• Mobile Bill Pay with Approvals
• Simple, Secure & Quick Banking
• Fingerprint Sign-On

Business Accounts Using CheckFree^®

What are the benefits of converting to CheckFree^®?

• CheckFree is the largest bill pay service in the country, with more payees available electronically.
• CheckFree is FREE to our business members!

Employee Payroll

• Employee payroll functionality is offered in-house through ACH direct deposit.

Admin Rights and User Access

• With CheckFree bill payer, all businesses have one admin sign-on ID for online access. All additional signers on the business account, or any other employees with online access, will need to be created as authorized users. Those authorized users with “bill payment” authority will then have access to CheckFree.

To learn more about our Business Mobile App, email us, or give us a call at 260.490.8328, option 5.

*Depending on the type of checking account and mobile device you have, some features may or may not be available.
Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.