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3Rivers Bill Pay will be offline until Wednesday, 9/22, when we complete the conversion to our new digital banking platforms. Automatic payments already scheduled will not be impacted. For unscheduled payments due during this window, you’ll need to use an alternative payment method. We apologize for any inconvenience. To learn more, click here.

Mobile Banking

Consumer Mobile Banking App Features

Our mobile banking app puts 3Rivers in the palm of your hand, so you can manage your money anytime, anywhere! Transfer balances between accounts, deposit checks, control your cards, monitor your credit score, and so much more with just a few clicks.

Download the 3Rivers Mobile Banking app today by clicking the appropriate icon below, or searching "3Rivers" in your mobile device’s app store. Sign-in using your Online Account Access user ID and password.

Download our Mobile Banking App Now!

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For Consumer iPhone®

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For Consumer Android™

Mobile Check Deposit

Deposit checks as soon as you get them using our mobile app! After endorsing the back of the check, select the account you wish to deposit it into. From there, you’ll be prompted to take a photo of the front and back of the check and confirm the amount.

Note that, for checks over $225, the first $225 will be made available immediately. The remaining amount may take up to two business days to process. Checks or combinations of checks, that add up to $10,000 or more will need to be deposited in the branch.

Online Access Checking Accounts

In CheckFree®, all checking accounts listed in online access are considered "pay from" accounts. You have the option of creating nicknames for each account to help keep track of which accounts to use for payments.

To create account nicknames, follow these simple steps:

  • Log in to Online Access
  • Click on the “Account Services” tab
  • Click on “Account Management”
  • Edit names in the “My Account Nickname” column

Payment Processing Changes

Under CheckFree, payments are scheduled by selecting the date the payee receives their money. Payments will be deducted from your account that day or at an earlier date. This gives you more control over the date the payment is actually received, eliminating the "guess work."

Questions? Contact your branch representative or Member Services Team at 800.825.3641.

 

Business Mobile App Features

Control your business’s finances anytime, anywhere with the 3Rivers Business Mobile App. This feature is free to 3Rivers business members!

Download the 3Rivers Business Mobile Banking app today by clicking the appropriate icon below, or searching "3Rivers" in your mobile device’s app store. Sign-in using your Online Account Access user ID and password.

Download our Mobile Banking App Now!

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For Business iPhone®

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For Business Android™

Some of the 3Rivers Business Mobile app’s many features include*:

  • Remote Check Deposit: Deposit checks, view check images, and view deposit history within the app (compatible with devices using auto-focus cameras).
  • Real-Time Business Account Balances
  • Transfer Funds Between Accounts
  • View Pending Transactions
  • Mobile Bill Pay with Approvals
  • Simple, Secure & Quick Banking
  • Fingerprint Sign-On

Business Accounts Using CheckFree®

What are the benefits of converting to CheckFree®?

  • CheckFree is the largest bill pay service in the country, with more payees available electronically.
  • CheckFree is FREE to our business members!

Employee Payroll

  • Employee payroll functionality is offered in-house through ACH direct deposit.

Admin Rights and User Access

  • With CheckFree bill payer, all businesses have one admin sign-on ID for online access. All additional signers on the business account, or any other employees with online access, will need to be created as authorized users. Those authorized users with “bill payment” authority will then have access to CheckFree.

To learn more about our Business Mobile App, email us, or give us a call at 260.490.8328, option 5.

*Depending on the type of checking account and mobile device you have, some features may or may not be available.
Note: Electronic mail (email) is not secure. Any confidential or sensitive personal/business information should not be communicated in this manner.

3Rivers Mobile Wallets

It’s not always convenient to rummage through your purse or wallet—through a mess of cards, checks, and bills—while at checkout. Sometimes your phone is more easily accessible, if not already in hand.

Now, you can link your 3Rivers account information to the mobile wallet app on your iOS, Samsung, or Android device, and scan it to make payments at participating merchants.

3Rivers believes that you should be able to access and utilize your finances anytime, anywhere, and mobile wallets are one of the many options we’re proud to offer that make it possible for our members to bank on-the-go.

Apple Pay™

Apple Pay is available on the newest Apple devices and also on iPhone®, iPhone Plus, iPhone 6s, iPhone 6s Plus, iPad Air® 2, and the iPad Mini™ 3 (devices running iOS 8.1 or later.)

Learn more about Apple Pay installation and troubleshooting at the Apple website.

Apple Pay FAQs

Samsung Pay™

Samsung Pay is available on the newest Samsung devices and also on the Samsung Galaxy® S6, Samsung Galaxy® S6 Edge, Samsung Galaxy® S6 Edge+, Samsung Galaxy® Note 5, and Samsung Galaxy® S6 Active.

Learn more about Samsung Pay installation and troubleshooting at the Samsung website.

Samsung Pay FAQs

Google Pay™ (formerly Android Pay™)

Google Pay is available on any NFC-enabled device running Android OS 4.0 (KitKat) or higher.

If you’re already using Android Pay (Google’s previous app for in-store payments), then you don’t need to do anything at all. Your app will automatically transform into Google Pay. All your credit/debit cards and other financial information will carry over, too

Learn more about Google Pay installation and troubleshooting at the Google website.

Google Pay FAQs

Download our Mobile Banking App Now!

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For Consumer iPhone®

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For Consumer Android™

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For Business iPhone®

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For Business Android™

3Rivers Card Control

Monitor Your Debit & Credit Card Activity Anytime, Anywhere

Being able to monitor your debit and credit card activity is simple with the 3Rivers Card Control app.

3Rivers Card Control allows you to securely monitor your 3Rivers debit and credit cards by turning them on and off, setting spending limits, receiving alerts to prevent fraudulent charges, and more.

Card Control is free to our 3Rivers consumer and business members and can be accessed through the 3Rivers mobile banking app for consumers.

Note: business members must access the 3Rivers Card Control app directly to manage their cards. Download now in the Apple® or GooglePlay® store

 

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Download the 3Rivers Card Control app today for iPhone® and AndroidTM phones:

Key features of Card Controls:

3Rivers Card Control - Launch Screen

Manage Card Alerts

Receive and customize real-time alerts to spot fraud faster by receiving alerts whenever your cards are used.

3Rivers Card Control Lock Your Card

Lock Your Card

Instantly “lock” or turn your debit or credit card on or off.

3Rivers Card Control Enable Card Availability

Enable Card Availability

Customize your controls by location, spending limit, merchant type, and transaction type.

 

3Rivers Card Control Set Travel Plans

Set Travel Alerts

Mark your card(s) when traveling to reduce disruption in your spending.

 


Manage Card Alerts

Receive and customize real-time alerts to spot fraud faster by receiving alerts whenever your cards are used.


Lock Your Card

Instantly “lock” or turn your debit or credit card on or off.


Enable Card Availability

Customize your controls by location, spending limit, merchant type, and transaction type.

 


Set Travel Alerts

Mark your card(s) when traveling to reduce disruption in your spending.

 

Card Control

Last updated: 4/1/2021
Card Types Member Business Member
Debit & HSA Card Control Member Business Member
Credit Card Control Member
Sign-In with Bank App Member
Sign-In with Username Member Business Member
Turn Card On/Off Member Business Member
Block by Merchant Type Business Member Business Member
Block International Transactions Member Business Member
Block by Region (within 5 miles) Member Business Member
Block by Region (outside of 5 miles) Member Business Member
Block by One Region Member Business Member
Block by Multiple Regions Member Business Member
Block by Transaction Amount Member Business Member
View Denied or Pending Transactions Member Business Member
Track Spending Member Business Member
Set Controls on Dependent or Employee Cards Member Business Member
Receive Text (SMS) Alerts Member Business Member

Click here for Card Control's Privacy Policy of Service.

Click here for Card Control's Stand-alone App Terms of Use.

Have questions about the 3Rivers Card Control app? We’re happy to help! Schedule an appointment to chat with a team member or give us a call at 800.825.3641 today!

Download the 3Rivers Card Control app today for iPhone® and AndroidTM phones:

Watch this tutorial to learn more how Card Control works:

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