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The information supplied by this calculator is for illustrative purposes and may not reflect your final payment. Your payment will vary depending on your loan amount, interest rate & loan term upon application and approval.

Vehicle Loans

Last updated: 2/1/2024
Vehicle Loans Rate (As Low As) APR1
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Auto, Truck & Motorcycle 6.19% 6.46%2
Boat, Camper & RV 6.89% 7.01%3
Powersport & Other 6.89% 7.83%4

1APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on a variety of factors, including, but not limited to: the model year of the vehicle, whether the vehicle is new or used, credit history, loan amount, loan term, loan to value ratio of vehicle, etc. All loans are subject to credit approval. Loan application requires vehicle information, as well as, driver’s license number, issue date, and expiration date for all borrowers. Additional restrictions and conditions may apply. Loans are subject to a one-time processing fee.

2 Vehicle Loans Assume you will borrow $25,000 with $99 loan processing fee; the loan amount will be $25,099. The calculated APR on 36 months loan with an interest rate of 6.19% would be 6.46%.

3 Camper / RV or Boat Loans where model year is from 2016 to 2019, add 1% to the listed rates. Where model year is 2012 to 2015, add 2%. If model year is 2011 or older add 3% to the listed rates. Assume you will borrow $35,000 with $99 loan processing fee; the loan amount will be $35,099. The calculated APR on 60 month loan with an interest rate of 6.89% would be 7.01%.

4 Powersport/Other includes all vehicles/collateral that have a serial number and/or VIN, and that do not fall into our other vehicle loan categories. Some examples include: ATVs, UTVs, PWCs, Snowmobiles, Scooters, Non-Street Motorcycles, Trailers, Farm/Lawn Tractors/Mowers, Recreational Use Golf Carts. 73-96 months and 97-144 months for Boat Piers, Dock and Lift only. All units in this category must have a VIN and/or Serial Number to qualify **2019 and older units in this category must be financed using our Unsecured Term Loan options. Assume you will borrow $15,000 with $99 loan processing fee; the loan amount will be $15,099. The calculated APR on 48 month loan with an interest rate of 7.49% would be 7.83%.

• Please use our Loan Payment Calculator for additional scenarios relevant to your unique needs.

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