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Rates

Personal Loans

Last updated: 11/1/2025
Unsecured Loans Term Rate (As Low As) APR1 Apply
Unsecured Lines of Credit 12.99% 12.99 - 18%
Unsecured Term Loan 12 - 48 months,
$5,000* min loan amount
11.99% 12.43 - 18%
Unsecured Term Loan 49 - 60 months,
$5,000 min loan amount
12.49% 12.85 - 18%
Unsecured Term Loan 61 - 72 months,
$10,000 min loan amount
12.99% 13.24 - 18%

1APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on the minimum loan amount and the maximum term listed, and account for a loan processing fee of $99. Your APR will vary depending on your loan amount, interest rate & loan term. Personal loan rates will range from 13.27%-18%.

*Minimum loan amount of $5,000; minimum term is 12 months.

Assume you will borrow $12,000 with $99 loan processing fee; the loan amount will be $12,099. The calculated APR on a 48 month loan with an interest rate of 11.99% would be 12.43%.  Assume you will borrow $12,000 with $99 loan processing fee; the loan amount will be $12,099. The calculated APR on a 60 month loan with an interest rate of 12.49% would be 12.85%.  Assume you will borrow $15,000 with $99 loan processing fee; the loan amount will be $15,099. The calculated APR on a 72 month loan with an interest rate of 12.99% would be 13.24%. Please use our Loan Payment Calculator for additional scenarios relevant to your unique needs.

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