Rates
Personal Loans
| Unsecured Loans | Term | Rate (As Low As) | APR1 | Apply |
|---|---|---|---|---|
| Unsecured Lines of Credit | 12.99% | 12.99 - 18% | Apply | |
| Unsecured Term Loan | 12 - 48 months, $5,000 min loan amount |
11.99% | 12.66 - 18% | Apply |
| Unsecured Term Loan | 49 - 60 months, $5,000 min loan amount |
12.49% | 13.04 - 18% | Apply |
| Unsecured Term Loan | 61 - 72 months, $10,000 min loan amount |
12.99% | 13.43 - 18% | Apply |
11APR=Annual Percentage Rate. All rates advertised are based upon borrowers’ qualifications and will depend on the minimum loan amount and the maximum term listed, and account for a loan processing fee of $149. Your APR will vary depending on your loan amount, interest rate & loan term. Personal loan rates will range from 11.99%-18%.
Assume you will borrow $12,000 with $149 loan processing fee; the loan amount will be $12,149. The calculated APR on a 48 month loan with an interest rate of 11.99% would be 12.66%. Assume you will borrow $12,000 with $149 loan processing fee; the loan amount will be $12,149. The calculated APR on a 60 month loan with an interest rate of 12.49% would be 13.04%. Assume you will borrow $15,000 with $149 loan processing fee; the loan amount will be $15,149. The calculated APR on a 72 month loan with an interest rate of 12.99% would be 13.43%. Please use our Loan Payment Calculator for additional scenarios relevant to your unique needs.
Membership required, to learn more visitwww.3riversfcu.org/join