Message: 3Rivers will be closed on Monday, January 16, in observance of Martin Luther King, Jr. Day. We will reopen on Tuesday, January 17.

Automobile Loans

3Rivers provides affordable loans for both new and used cars as well as refinancing of loans you might have at other lending institutions. No application fees or early payoff penalties.


3Rivers Car Buying Service

3Rivers provides you with a complete car buying experience. One that's simple, hassle-free and local. Through our partnership with TrueCar, you can save time and money on your next car or truck purchase with the 3Rivers Car Buying Service

See what others paid for the new car you want or see used car market values. Get our new car Guaranteed Savings Certificate or used vehicle Price Certificate. 

Start Your 3Rivers Car Buying Service

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Rates & Terms

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  • Auto & Truck Loans
  • 1-01-2017

Model Year



2014 & Newer

12 - 72 Months as low as...


2014 & Newer

73 - 84 Months as low as...



12 - 72 Months as low as...



73 - 84 Months as low as...


2010 & Older

12 - 60 Months as low as...


1APR=Annual Percentage Rate. All rates advertised are based upon borrowers qualifications and loan amount.

Get up to $500 cash back and make no payments for 90 days. Click here for details.

Payment Exmaple(s):

  • Automobile – 60 mos @ 2.49% your payment will be roughly $17.74 monthly per $1,000 borrowed
  • Please use our Loan Payment Calculator for additional scenarios relevant to your unique needs.

Classic Cars (25 model years & older): Add 1% to 2010 and Older pricing bands.