Automobile Loans

3Rivers provides affordable loans for both new and used cars as well as refinancing of loans you might have at other lending institutions. No application fees or early payoff penalties.


3Rivers Car Buying Service

3Rivers provides you with a complete car buying experience. One that's simple, hassle-free and local. Through our partnership with TrueCar, you can save time and money on your next car or truck purchase with the 3Rivers Car Buying Service

See what others paid for the new car you want or see used car market values. Get our new car Guaranteed Savings Certificate or used vehicle Price Certificate. 

Start Your 3Rivers Car Buying Service

Related Videos

Rates & Terms

  Sign-up for Rate Alert

  • Auto & Truck Loans
  • 4-03-2017

Model Year




2014 & Newer

12 - 72 Months

as low as 2.49%


2014 & Newer

73 - 84 Months 

as low as 2.99%



12 - 72 Months 

as low as 2.99%



73 - 84 Months

as low as 3.49%


2010 & Older

12 - 60 Months 

as low as 4.99%


1APR=Annual Percentage Rate. All rates advertised are based upon borrowers qualifications and loan amount.

Get up to $500 cash back and make no payments for 90 days. Click here for details.

APR Calculations above have been based on a loan amount of $10,000 for the maximum term listed and account for a VSI Fee of $39. Your APR will vary depending on your loan amount, interest rate & loan term.

Classic Cars (25 model years & older): Add 1% to 2010 and Older pricing bands.

Term guidelines for VL (Vehicle Loan) Applications:  61-72 months minimum loan amount $10K. 73-84 months minimum loan amount $15K. 

Payment Example:

60 months @ 2.49% your payment will be roughly $18.41 monthly per $1000 borrowed.

Please use our Loan Payment Calculator for additional scenarios relevant to your unique needs.